Catoosa County, GA HOA Rules: Assessment & Dues (2026)
Key Facts
- Allowed districts
- A1, RA, R-1, R-2, R-3, C-R, PUD only
- HOA requirement
- Mandatory Homeowners Association for every private street
- Covenant minimum
- Must set minimum annual maintenance assessments
- County funding
- No county funds ever repair private streets
- Buyer notice
- Release required on every sale, recorded with deed
Summary
Any subdivision in unincorporated Catoosa County that uses private streets must be governed by a mandatory Homeowners Association, and UDC § 6.03.09(D) requires the HOA's recorded covenants to set minimum annual assessments adequate to cover ordinary road maintenance. The covenants must also include a periodic maintenance schedule and a formula for splitting repair costs among lot owners.
2)As part of the mandatory Homeowners Association, covenants are required for any lots on a private street. Provisions for maintenance shall be included in the Homeowners Association covenants. The covenants shall set out the distribution of expenses, remedies for non-compliance with the terms of the agreement, right of use easements and other considerations. The covenants shall include the following items:a.The covenants shall establish minimum annual assessments in an amount adequate to defray costs of ordinary maintenance and procedures for approval of additional needed assessments.b.The covenants shall include a periodic maintenance schedule.c.The covenants for maintenance shall be enforceable by any property owner served by the road or by the Homeowners Association established by the covenants.d.The covenants shall establish a formula for assessing maintenance and repair cost equitably to property owners served by the private road.
Full Breakdown
Catoosa County allows private streets only in the A1, RA, R-1, R-2, R-3, C-R and PUD zoning districts, and only when a development wants gated entries, mixed ownership forms or other non-traditional road designs (UDC § 6.03.09(A)-(B)). The county itself never owns or maintains a private street: § 6.03.09(D)(1) states plainly that the County shall not maintain roadways, signs or drainage improvements on private streets and requires every such development to form a mandatory Homeowners Association. Section 6.03.09(D)(2) then dictates what the HOA's recorded covenants must contain.
The covenants must establish minimum annual assessments in an amount adequate to defray the cost of ordinary maintenance, along with a procedure for approving additional assessments when needed; they must set a periodic maintenance schedule; be enforceable by any served property owner or by the HOA itself; and include a formula that assesses maintenance and repair costs equitably across all lots served by the private road. The covenants must run with the land and cannot be modified in a way that conflicts with the UDC.
Maintenance responsibilities spelled out in the covenants cover road surfacing, shoulders, signs, storm drainage facilities and vegetation control, and the covenants must carry a notice that no Catoosa County public funds will ever be used to build, repair or maintain the private road. Buyers are also protected on the front end: § 6.03.09(E) requires every purchaser of a lot served by a private street to sign a release, prepared on a form the County Attorney approves and recorded with the deed, acknowledging the street is private and that maintenance is the HOA's responsibility, not the County's.
The final plat must carry a matching notice in at least 12-point bold type. The HOA is also responsible for maintaining compliance with the County's NPDES stormwater discharge permit for the private street parcel under § 6.03.09(G)(2).
Violations & Fines
Failure to execute the required owner's release does not excuse a purchaser from private-street maintenance responsibility under UDC § 6.03.09(E)(3). Because these are private roads, Catoosa County will not use public funds or personnel to repair or maintain them; enforcement of the minimum-assessment covenant runs through the HOA itself or any served property owner, who may sue under the covenants under § 6.03.09(D)(2)(c).
Frequently Asked Questions
Does Catoosa County ever pay to maintain a private subdivision street?
What must an HOA's covenants say about assessments on a private street?
Can I be excused from HOA maintenance dues if I never sign the private-street release?
Sources & Official References
Other rules in Catoosa County
Compare Catoosa County to another location·View the Georgia hoa rules overview
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