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Catoosa County, GA HOA Rules: Assessment & Dues (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Allowed districts
A1, RA, R-1, R-2, R-3, C-R, PUD only
HOA requirement
Mandatory Homeowners Association for every private street
Covenant minimum
Must set minimum annual maintenance assessments
County funding
No county funds ever repair private streets
Buyer notice
Release required on every sale, recorded with deed

Summary

Any subdivision in unincorporated Catoosa County that uses private streets must be governed by a mandatory Homeowners Association, and UDC § 6.03.09(D) requires the HOA's recorded covenants to set minimum annual assessments adequate to cover ordinary road maintenance. The covenants must also include a periodic maintenance schedule and a formula for splitting repair costs among lot owners.

These county ordinances apply to unincorporated areas of Catoosa County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

2)As part of the mandatory Homeowners Association, covenants are required for any lots on a private street. Provisions for maintenance shall be included in the Homeowners Association covenants. The covenants shall set out the distribution of expenses, remedies for non-compliance with the terms of the agreement, right of use easements and other considerations. The covenants shall include the following items:a.The covenants shall establish minimum annual assessments in an amount adequate to defray costs of ordinary maintenance and procedures for approval of additional needed assessments.b.The covenants shall include a periodic maintenance schedule.c.The covenants for maintenance shall be enforceable by any property owner served by the road or by the Homeowners Association established by the covenants.d.The covenants shall establish a formula for assessing maintenance and repair cost equitably to property owners served by the private road.

Full Breakdown

Catoosa County allows private streets only in the A1, RA, R-1, R-2, R-3, C-R and PUD zoning districts, and only when a development wants gated entries, mixed ownership forms or other non-traditional road designs (UDC § 6.03.09(A)-(B)). The county itself never owns or maintains a private street: § 6.03.09(D)(1) states plainly that the County shall not maintain roadways, signs or drainage improvements on private streets and requires every such development to form a mandatory Homeowners Association. Section 6.03.09(D)(2) then dictates what the HOA's recorded covenants must contain.

The covenants must establish minimum annual assessments in an amount adequate to defray the cost of ordinary maintenance, along with a procedure for approving additional assessments when needed; they must set a periodic maintenance schedule; be enforceable by any served property owner or by the HOA itself; and include a formula that assesses maintenance and repair costs equitably across all lots served by the private road. The covenants must run with the land and cannot be modified in a way that conflicts with the UDC.

Maintenance responsibilities spelled out in the covenants cover road surfacing, shoulders, signs, storm drainage facilities and vegetation control, and the covenants must carry a notice that no Catoosa County public funds will ever be used to build, repair or maintain the private road. Buyers are also protected on the front end: § 6.03.09(E) requires every purchaser of a lot served by a private street to sign a release, prepared on a form the County Attorney approves and recorded with the deed, acknowledging the street is private and that maintenance is the HOA's responsibility, not the County's.

The final plat must carry a matching notice in at least 12-point bold type. The HOA is also responsible for maintaining compliance with the County's NPDES stormwater discharge permit for the private street parcel under § 6.03.09(G)(2).

Violations & Fines

Failure to execute the required owner's release does not excuse a purchaser from private-street maintenance responsibility under UDC § 6.03.09(E)(3). Because these are private roads, Catoosa County will not use public funds or personnel to repair or maintain them; enforcement of the minimum-assessment covenant runs through the HOA itself or any served property owner, who may sue under the covenants under § 6.03.09(D)(2)(c).

Frequently Asked Questions

Does Catoosa County ever pay to maintain a private subdivision street?
No. UDC § 6.03.09(D)(1) states the County will not maintain roadways, signs or drainage improvements on private streets, and every plat must carry a notice that no public funds of Catoosa County are used to build, repair or maintain them. Maintenance is entirely the responsibility of the mandatory Homeowners Association formed for the development.
What must an HOA's covenants say about assessments on a private street?
Under UDC § 6.03.09(D)(2)(a), the covenants must establish minimum annual assessments adequate to defray the cost of ordinary maintenance, plus a procedure for approving additional assessments when needed. The covenants must also set a periodic maintenance schedule and a formula for dividing repair costs equitably among the lots served by the road.
Can I be excused from HOA maintenance dues if I never sign the private-street release?
No. UDC § 6.03.09(E)(3) specifically states that failure to execute the required release does not relieve a purchaser of maintenance responsibility for the private street. The release, prepared on a County Attorney-approved form, documents the obligation, it does not create it.

Sources & Official References

Other rules in Catoosa County

All Catoosa County rules

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