Franklin County, NC HOA Rules: Assessment & Dues (2026)

Franklin County's Unified Development Code, Article 7 (Subdivision Design Criteria), Section 7.2.5 governs property owners associations, defined interchangeably with homeowner's associations, for every subdivision or development with common ownership of areas, features, or infrastructure. Section 7.2.5.B requires a POA to ensure maintenance of any common asset or property mandated by the UDO or by an approval granted under it. Section 7.2.5.C.1 spells out three specific responsibilities: paying premiums for liability insurance and local taxes, maintaining recreational and other facilities on the common areas, and paying assessments for public and private improvements made to or for the benefit of the common areas.

Section 7.2.5.C.2, Defaults, is the enforcement backstop. If the POA defaults on paying the county any assessment for public improvements or any ad valorem tax levied against the common areas, and that default continues for six months, every lot owner in the development becomes personally obligated to the county for a share of the unpaid taxes or assessments. That share is calculated by dividing the total amount due by the total number of lots in the development, so cost falls evenly per lot rather than by lot value or usage. An owner who does not pay within thirty days of receiving notice of the amount due faces a continuing lien against that owner's property, binding the owner's heirs, devisees, personal representatives, and assigns. Franklin County may then either sue the personally obligated owner directly or foreclose the lien against the property.

Section 7.2.5.C.3 separately requires that easements for access, ingress, egress, parking, and enjoyment of common areas be granted to every lot owner, tying the assessment obligation to a guaranteed right to use what is being paid for. These provisions apply only within the county's unincorporated area and to developments approved under the UDO; Louisburg, Youngsville, Franklinton, Bunn, and Centerville administer their own subdivision and POA rules inside their corporate limits.