Texas City, TX HOA Rules: Assessment & Dues (2026)

Texas City Code of Ordinances § 159.072(A) requires a mandatory homeowners association for every residential subdivision developed with private streets. The association owns and maintains the private streets and sidewalks. Lot deeds convey membership and carry deed restrictions covering the payment of dues and assessments, expressly including city assessments against the association. Division (B) makes every lot owner in the private street development a member, so no lot sits outside the assessment base.

Division (D) sets a disclosure rule. A notice must appear in bold print on each deed to property in the subdivision, on the plat of the subdivision and on each contract on the sale of land within the subdivision. It tells buyers that the lots are governed by a homeowners association requiring the payments of fees, and that failure to pay subjects the owner to attachment of a lien on the property by the association.

Division (E) requires the association documents to establish a reserve fund for the maintenance of streets and other improvements. Division (F) adds the reporting duty: a Reserve Fund balance report goes to the City Finance Director annually, so the city can confirm that adequate fund reserves are being maintained for future repairs or replacement of the private streets and sidewalks.

The city backstop is in division (G). If the association fails to maintain the streets, sidewalks and streetlights to city standards, the city can repair and maintain them and charge the cost to the association. If the association does not pay, then after notice to the property owners the city can assess adjacent property owners in the manner of regular city street assessment costs. The association must also post and maintain a performance bond, in a form and amount satisfactory to the city. The subdivision chapter also makes the location of each private street development subject to City Commission approval on a case-by-case basis.