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Montgomery County, MD HOA Rules: CC&R Enforcement (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Notice
Written notice required
Hearing
Before fines imposed
Fines
$25-$200 per day
Lien Authority
For unpaid fines
Solar Protected
MD RP 2-119.1

Summary

Montgomery County HOAs enforce covenants, conditions, and restrictions (CC&Rs) through violation notices, fines, and lien authority under the Maryland HOA Act. The enforcement process must follow fair hearing procedures. Maryland law limits HOA authority in certain areas including solar installations and display of flags.

These county ordinances apply to unincorporated areas of Montgomery County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Section 11B-101. (i) (1) "Homeowners association" means a person having the authority to enforce the provisions of a declaration. (2) "Homeowners association" includes an incorporated or unincorporated association. (l) "Recorded covenants and restrictions" means any instrument of writing which is recorded in the land records of the jurisdiction within which a lot is located, and which instrument governs or otherwise legally restricts the use of such lot. (e) "Depository" or "homeowners association depository" means the document file created by the clerk of the court of each county and the City of Baltimore where a homeowners association may periodically deposit information as required by this title. (n) "Unaffiliated declarant" means a person who is not affiliated with the vendor of a lot but who has subjected such property to a declaration required to be disclosed by this title.

Source: Maryland HOA Act - Real Property 11BView official code

Full Breakdown

CC&Rs are the governing documents that establish the rules, restrictions, and obligations for homeowners within an HOA community. In Montgomery County, CC&R enforcement follows the procedures outlined in the Maryland HOA Act (Real Property Article 11B). When a violation is identified, the HOA must send a written notice describing the violation and informing the homeowner of their right to a hearing. After the hearing, the board may impose fines, require corrective action, or both. Typical fines range from $25 to $200 per day of continuing violation.

If fines remain unpaid, the HOA can file a lien against the property under Maryland law. Common CC&R provisions enforced in Montgomery County communities include restrictions on exterior paint colors, fence styles, lawn maintenance standards, parking of commercial vehicles, basketball hoops, holiday decorations, and rental of units. 1), cannot ban the display of the American flag or service flags, and cannot prohibit political signs within a specified period before an election. Some Montgomery County HOAs, particularly in newer communities, employ community managers or compliance officers who conduct regular property inspections to identify violations proactively.

Violations & Fines

First violation typically receives a warning letter. Continued violations lead to fines of $25 to $200 per day. Unpaid fines become a lien on the property. The HOA can pursue court action for injunctive relief or foreclosure on delinquent accounts.

Frequently Asked Questions

How does my HOA enforce CC&Rs in Montgomery County?
The HOA must send a written violation notice and provide a hearing opportunity under the Maryland HOA Act. After the hearing, the board can impose fines and require corrective action. Unpaid fines can become a lien.
Can my HOA ban political signs in Montgomery County?
Maryland law restricts HOA authority over political signs during election periods. HOAs may regulate sign size and placement but cannot impose a total ban during the campaign season.

Sources & Official References

Other rules in Montgomery County

All Montgomery County rules

Compare Montgomery County to another location·View the Maryland hoa rules overview

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