Sumner County, TN HOA Rules: CC&R Enforcement (2026)
Key Facts
- County role
- Discretionary, not mandatory
- Enforcement tool
- Injunction or other civil remedy
- Cost recovery
- Pro-rata lien on all lot owners
- Fallback if association dissolves
- Lot owners re-form or pay pro-rata
- Scope
- Open space/common-area duties only
Summary
Sumner County will not force compliance with a subdivision's covenants and restrictions by default. If a homeowners' or property owners' association fails to maintain required open space, the County may, but is not obligated to, step in with an injunction or other civil remedy and bill the lot owners for the cost.
E. In the event of a failure to maintain such open space or common areas, the County may, but is not required to, seek to enforce the homeowners' or property owners' association's non-performance of its obligations and duties (as described in the covenants and provisions) or as may be required by the Tennessee Code Annotated, through an injunction or any other civil remedy. The cost of such enforcement shall be reimbursed by the lot owners, and the County may place a lien on all lot owners within the subdivision for their pro-rata share of the cost, plus any administrative fees.
Full Breakdown
Section 806(E) of the Sumner County Zoning Resolution addresses who enforces a subdivision's recorded covenants when the homeowners' or property owners' association created under Chapter 8 stops performing. The County's role is discretionary, not mandatory: in the event the association fails to maintain required open space or common areas, the County 'may, but is not required to, seek to enforce' the association's non-performance of the duties spelled out in the recorded covenants and provisions, or as Tennessee Code Annotated may separately require, through an injunction or any other civil remedy.
If the County does step in, Section 806(E) shifts the cost back to the residents: enforcement expenses are reimbursed by the lot owners, and the County may place a lien against every lot in the subdivision for its pro-rata share of the cost plus administrative fees. This sits alongside Section 806(D), which addresses what happens if the association itself dissolves: maintenance responsibility falls to individual lot owners on a pro-rata basis, or, if the covenants allow it, any lot owner may re-form the association and assess every lot equally to fund the needed maintenance.
Only after both self-help routes fail does the County's Section 806(E) enforcement option come into play, again as a discretionary backstop rather than an automatic County duty. Because the covenants themselves, not a county ordinance, set the substantive maintenance obligations, County enforcement is limited to holding the association or, failing that, the individual lot owners, to the open-space and common-area duties the covenants and Chapter 8 already impose; the County does not adjudicate disputes over other HOA rules unrelated to open space.
Violations & Fines
An association or lot owners that let required open space or common areas fall into disrepair face County-initiated injunction or other civil action under Section 806(E). The County can recoup its enforcement costs from every lot owner on a pro-rata basis and record a lien against each lot for that share plus administrative fees.
Frequently Asked Questions
Will Sumner County enforce my HOA's CC&Rs?
Who pays if Sumner County has to enforce HOA maintenance duties?
What happens if my Sumner County HOA dissolves?
Sources & Official References
Other rules in Sumner County
Compare Sumner County to another location·View the Tennessee hoa rules overview
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