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San Antonio, TX HOA Rules: HOA Fines & Enforcement (2026)

Light Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified July 2026

Key Facts

Governing law
Texas Property Code Ch. 209
Fine schedule
Required written policy (HB 614)
Notice
Certified mail plus cure period
Hearing request
Within 30 days of notice
Fine-policy rule effective
January 1, 2024

Summary

San Antonio HOAs draw their fine power from the Texas Residential Property Owners Protection Act, not a city ordinance. Since January 2024 an association must adopt a written enforcement policy with a fine schedule, give written notice, and grant a hearing on request.

A property owners' association board shall adopt an enforcement policy regarding the levying of fines by the property owners' association... (1) general categories of restrictive covenants for which the association may assess fines; (2) a schedule of fines for each category of violation; and (3) information regarding hearings described by Section 209.007.

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Full Breakdown

San Antonio homeowners associations are private bodies governed statewide by Texas Property Code Chapter 209. Section 209.0061 requires the board to adopt an enforcement policy listing the covenant categories it can fine, a schedule of fines for each category of violation, and hearing information, then post it on the association website or send it to owners annually. Before charging a fine, Section 209.006 requires written notice by certified mail and, for a curable violation, a cure date. The owner may request a Section 209.007 hearing within 30 days of that notice; the board must hold it within 30 days of the request after giving at least 10 days' notice.

Violations & Fines

A fine levied without an adopted fine schedule, without the Section 209.006 notice and cure period, or without honoring a timely hearing request is unenforceable, and the owner can contest it in justice court.

Frequently Asked Questions

Can a San Antonio HOA fine me without warning?
No. Section 209.006 requires written notice by certified mail and, for a curable violation, a cure period before any fine. You may also request a hearing within 30 days of the notice.
Does the City of San Antonio regulate HOA fines?
No. HOA fines are set by Texas state law, not a city ordinance. The Texas Residential Property Owners Protection Act, Property Code Chapter 209, controls the process.
Must my HOA publish its fine schedule?
Yes. Since January 1, 2024, Section 209.0061 requires the board to adopt a fine schedule and post it on the association website or send it to owners annually.

Sources & Official References

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