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Bay County, FL Home Business: Cottage Food Operations (2026)

Few Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

State law
Fla. Stat. §500.80
Sales cap
$250,000 per year
Permit
None required
Shipping
Allowed within Florida
Labeling
Home-kitchen disclosure required

Summary

Fla. Stat. §500.80 lets Bay County residents sell homemade, shelf-stable foods direct to consumers, and ship them, earning up to $250,000 a year with no state food permit. Local governments cannot prohibit it.

These county ordinances apply to unincorporated areas of Bay County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

A cottage food operation must comply with the applicable requirements of this chapter but is exempt from the permitting requirements of s. 500.12 if the cottage food operation complies with this section and has annual gross sales of cottage food products that do not exceed $250,000.

Source: Florida StatutesView official code

Full Breakdown

Florida's cottage food law, §500.80, allows production of non-hazardous foods such as baked goods, jams, candies, and dried goods in a home kitchen without a permit or inspection from the Department of Agriculture, so long as annual gross sales stay at or below $250,000. Since 2021 operators may sell in person and ship within Florida. Products must be labeled with the operator's name and address, ingredients, allergens, net weight, and a statement that the food is made in an unlicensed home kitchen. Bay County, Panama City, and Panama City Beach cannot ban cottage food operations, though zoning still treats them as home occupations.

Violations & Fines

Selling potentially hazardous foods, misbranding products, or exceeding the $250,000 cap ends the exemption and can trigger Department of Agriculture enforcement and a requirement to move to a licensed facility.

Frequently Asked Questions

Can I sell homemade baked goods in Bay County?
Yes. Fla. Stat. §500.80 allows direct sales of shelf-stable home foods up to $250,000 a year with no state permit. The county cannot prohibit it.
Do I need a kitchen inspection?
No. Qualifying cottage food operations are exempt from Department of Agriculture permitting and inspection, provided products are properly labeled and non-hazardous.

Sources & Official References

Other rules in Bay County

All Bay County rules

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