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Citrus County, FL Hurricane Preparedness: Flood Elevation (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Citrus County Code § 18-200
Default elevation (Zone A, no data)
2 feet above highest adjacent grade
Certifications required
At lowest-floor placement and final inspection
Certifier
Florida-licensed professional surveyor
Below-BFE insurance warning
Up to $25 per $100 of coverage
Applies to
Structures exempt from the Florida Building Code

Summary

Buildings exempt from the Florida Building Code but sited in a Citrus County flood hazard area must have their lowest floor's elevation certified twice, once when the floor is placed and again at final inspection, under Sec. 18-200, so the floodplain administrator can confirm it clears the required flood elevation.

These county ordinances apply to unincorporated areas of Citrus County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(d)Buildings, structures and facilities exempt from the Florida Building Code, lowest floor inspection. Upon placement of the lowest floor, including basement, and prior to further vertical construction, the owner of a building, structure or facility exempt from the Florida Building Code, or the owner's authorized agent, shall submit to the floodplain administrator:(1)If a design flood elevation was used to determine the required elevation of the lowest floor, the certification of elevation of the lowest floor prepared and sealed by a Florida licensed professional surveyor; or(2)If the elevation used to determine the required elevation of the lowest floor was determined in accordance with subsection 18-199(b)(3)(ii) of this article, the documentation of height of the lowest floor above highest adjacent grade, prepared by the owner or the owner's authorized agent.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 76).

Full Breakdown

Where a Citrus County flood hazard area has no mapped base flood elevation, an approximate Zone A, Sec. 18-199(b)(3)b lets the floodplain administrator set the design elevation at two feet above the highest adjacent grade at the site, unless the evidence shows flood depths could run higher. Once a project has that elevation, Sec. 18-200 makes proving compliance a two-step certification process for buildings, structures and facilities that the Florida Building Code exempts. At the placement of the lowest floor, including a basement, and before any further vertical construction, the owner or their agent must submit either a certification of the lowest floor's elevation sealed by a Florida-licensed professional surveyor, if a design flood elevation was used, or documentation of the lowest floor's height above the highest adjacent grade, prepared by the owner, if the two-foot default method applied instead.

Subsection (e) requires the same certification again at final inspection. Manufactured homes get their own version of the rule: once one is placed or replaced in a flood hazard area, Sec. 18-200(f) requires certification of the lowest floor's elevation before the floodplain administrator signs off. Elevation numbers also drive the county's variance process: Sec. 18-201(h)(4) requires the floodplain administrator to give any applicant seeking to build a lowest floor below the base flood elevation written notice of the gap between the two elevations and a warning that federal flood insurance on that structure can cost as much as $25 for every $100 of coverage.

Violations & Fines

A building or structure without the lowest floor elevation documentation Sec. 18-200 requires is presumed, under Sec. 18-202(a), to be in violation of the floodplain article until the owner produces it. The floodplain administrator can issue a stop-work order or notice of violation, and continuing work after that notice carries the penalties Florida law sets for the underlying offense.

Frequently Asked Questions

How is the required flood elevation set if there's no FEMA data for my lot?
In an approximate Zone A with no base flood elevation on the maps, Sec. 18-199(b)(3)b lets the floodplain administrator default to two feet above the highest adjacent grade at the site, unless there is evidence flooding there has run deeper than two feet.
When do I have to certify my building's floor elevation?
Twice, under Sec. 18-200(d) and (e): once when the lowest floor, including any basement, is placed and before any further vertical construction, and again as part of the final inspection before the floodplain administrator signs off on the project.
Who can certify the lowest floor elevation?
A Florida-licensed professional surveyor must seal the certification if a design flood elevation was used to set the required height. If the county's two-foot default method applied instead, the owner or the owner's authorized agent can prepare the height documentation directly.
What happens if I build below the base flood elevation?
You need a variance from the Code Review and Appeals Board, and Sec. 18-201(h)(4) requires the floodplain administrator to give you written notice beforehand stating the gap between the base flood elevation and your proposed floor, plus a warning that flood insurance on that structure can run as high as $25 per $100 of coverage.

Sources & Official References

Other rules in Citrus County

All Citrus County rules

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