Hillsborough County, FL Hurricane Preparedness: Hurricane Shutters (2026)
Key Facts
- Cost trigger
- $50,000+ permitted work
- Value threshold
- $750,000 insured or taxable value
- Applies to
- site-built single-family, windborne debris region
- Governing section
- § 8-1, FBC § 105.15
Summary
Hillsborough County requires wind-borne debris opening protection on site-built single-family homes getting $50,000+ of permitted work when the home is worth $750,000 or more and sits in the wind-borne debris region.
105.15 Opening protection. When any activity requiring a building permit that is applied for on or after July 1, 2008, and for which the estimated cost is $50,000 or more for a site-built single-family detached residential structure that is located in the wind-borne debris region... and that has an insured value of $750,000 or more... opening protections as required within this code or Florida Building Code, Residential for new construction shall be provided.
Full Breakdown
Section 105.15 applies when a building permit filed on or after July 1, 2008 covers $50,000 or more of work on a site-built single-family detached home in the wind-borne debris region, and the structure's insured value, or its taxable just valuation if uninsured, is $750,000 or more. In that case, the project must add opening protection (impact-resistant windows, doors, or shutters) meeting this code or the Florida Building Code, Residential. Homes permitted strictly under the Florida Building Code are exempt from this county-specific trigger.
Violations & Fines
Permitting $50,000 or more of work on a qualifying high-value home in the wind-borne debris region without providing the required opening protection violates § 8-1 and can hold up permit approval or final inspection.
Frequently Asked Questions
Which Hillsborough County homes must add hurricane shutters or impact windows?
Are all Hillsborough County homes required to have opening protection?
Sources & Official References
Other rules in Hillsborough County
Florida rules heatmap·Compare Hillsborough County to another location·View the Florida hurricane preparedness overview
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