Every short-term rental operator in Plymouth County must carry liability insurance of at least $1,000,000 under MGL c.175 §4F, unless the hosting platform provides equal coverage. The mandate is statewide, in Plymouth as in Brockton.
Massachusetts requires short-term rental hosts to hold liability insurance of not less than $1,000,000 covering each rental, under MGL c.175 §4F. The mandate applies to every Plymouth County community, Plymouth, Marshfield, Wareham, and Brockton alike, because it is state law, not a county or town rule. A host is excused only when the hosting platform, such as Airbnb or Vrbo, carries equal or greater coverage. Standard homeowner policies exclude commercial rental activity, so hosts booking directly add a short-term-rental policy to meet the $1,000,000 floor.
Operating without the required $1,000,000 coverage breaches MGL c.175 §4F and state STR law, exposing the host to enforcement and denial or loss of any town registration.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Plymouth County, MA
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Plymouth County, MA
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Plymouth County, MA
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Plymouth County, MA
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Plymouth County, MA
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Plymouth County, MA
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