Auburn does not mandate minimum liability insurance for STRs, but Washington RCW 64.37 requires platforms to provide $1 million coverage. Operators should carry their own commercial short-term rental policy.
The City of Auburn does not set a specific minimum insurance requirement for short-term rentals. However, Washington state law RCW 64.37.030 requires that either the operator maintain liability insurance of at least $1,000,000 covering the short-term rental, OR the hosting platform provide equivalent coverage on the operator's behalf. Airbnb's AirCover program and Vrbo's liability insurance both meet this threshold for platform-booked stays. Standard homeowners insurance policies typically exclude or significantly limit coverage for commercial lodging activity, so operators should notify their insurer and obtain an endorsement or purchase a dedicated short-term rental policy. Proper coverage should include general liability for guest injuries, property damage caused by guests, loss of rental income during repairs, and protection against claims from neighbors. Umbrella policies add an extra layer of protection.
Contact your local code enforcement office for specific penalty information.
Auburn, WA
Federal law preempts local aircraft noise. Auburn Municipal Airport follows FAA Part 150 and Sea-Tac overflights are under FAA and Port of Seattle. ACC 8.28 ...
Auburn, WA
Industrial sources into residential zones are capped at 60 dBA day and 50 dBA night under WAC 173-60 via ACC 8.28. The Boeing Auburn plant and Valley warehou...
Auburn, WA
Outdoor concerts and festivals must meet ACC 8.28 limits and often need a special event permit. Downtown Auburn and Les Gove Park events follow a written noi...
Auburn, WA
Auburn applies WAC 173-60 EDNA limits through ACC 8.28. Residential: 55 dBA day, 45 dBA night. Industrial receiving: 60 dBA day, 50 dBA night. Measured at th...
Auburn, WA
Auburn restricts RV, trailer, and boat parking on public streets to 72 hours and sets additional limits on driveway and front-yard storage of recreational ve...
Auburn, WA
Auburn does not impose a citywide overnight parking ban, but enforces the 72-hour rule, signed time-limited zones, and no-parking signs at parks, trailheads,...
Side-by-side rule comparisons with other cities in King County.
See how other cities in King County handle insurance requirements.
See how Auburn's insurance requirements rules stack up against other locations.
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