Bellevue requires STR operators to carry at least $1,000,000 in liability insurance under LUC 20.20.800. Platform-provided host protection like Airbnb AirCover may satisfy the requirement.
Under LUC 20.20.800, every short-term rental operator in Bellevue must maintain liability insurance of at least $1,000,000 per occurrence covering injuries and property damage arising from the use of the dwelling for transient stays. The insurance can be carried directly by the operator through a dedicated short-term rental policy or commercial liability rider, or it can be provided by the hosting platform. Airbnb AirCover for Hosts (primary liability coverage up to $1 million) and VRBO Liability Insurance (up to $1 million) are generally recognized as satisfying the requirement, provided the operator lists exclusively on a platform offering this coverage. Operators should verify that standard homeowner policies do not typically cover commercial short-term rental activity and may be voided if used for STRs without a commercial rider. Bellevue may require proof of insurance as part of Registration Notice submission and renewal. The city may also require the operator to provide certificate of insurance upon complaint or for verification.
Operating without required insurance: registration denial or revocation and fines up to $1,000 per day under BCC 1.18.
Bellevue, WA
Outdoor music must comply with BCC 9.18 limits. Special events with amplified sound require a noise variance from the City Clerk and typically must end by 10...
Bellevue, WA
Bellevue treats habitual barking as a nuisance under BCC Title 8 and BCC 9.18. King County Regional Animal Services investigates complaints and issues warnin...
Bellevue, WA
Aircraft noise is federally preempted by the FAA. Bellevue sits in the Sea-Tac contour near Renton Municipal Airport. Complaints go to Port of Seattle Aviati...
Bellevue, WA
Bellevue enforces RCW 46.55 and BCC 11.23 against vehicles left on streets more than 72 hours or stored inoperable on private property, with impoundment and ...
Bellevue, WA
Bellevue prohibits barbed wire, razor wire, and electrified fencing in residential zones; chain link is allowed but discouraged in front yards by design guid...
Bellevue, WA
RCW 16.60 governs boundary fences and cost-sharing in Washington. LUC 20.20.400 controls height and placement. Spite fences allow civil remedy. Get a survey ...
Side-by-side rule comparisons with other cities in King County.
See how other cities in King County handle insurance requirements.
See how Bellevue's insurance requirements rules stack up against other locations.
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