Renton RMC 4-4-055 sets no specific STR insurance minimum, but operators should carry commercial liability since standard homeowners policies often exclude rental activity. Airbnb AirCover is secondary coverage.
RMC 4-4-055 does not impose a numeric insurance requirement for short-term rentals, but operating an STR materially changes the risk profile of a dwelling and typically voids standard homeowners coverage under the business activity exclusion. Operators are strongly advised to carry either a commercial general liability policy (often with a 1 million dollar per-occurrence limit) or a specialty STR endorsement. Airbnb offers AirCover for Hosts providing up to 1 million dollars in liability and damage protection per stay, and VRBO offers similar coverage. These marketplace programs are secondary to the host's primary coverage and exclude certain losses. Renton's business license application (filelocal-wa.gov) does not require a certificate of insurance, but HOAs, lenders, and condo associations often do. Consult a Washington-licensed insurance agent to verify coverage aligns with RMC 4-5-070 fire code requirements and lender rules under Fannie Mae Guide B7-1-01.
No code violation for missing insurance, but liability exposure is personal to the host and losses may be uncovered.
Renton, WA
Industrial noise in Renton including Boeing and Cedar River industry is limited to 70 dBA industrial, 60 dBA at residential day, 50 dBA at residential night ...
Renton, WA
Amplified music plainly audible beyond property lines during quiet hours (10 PM-7 AM weekdays, 10 PM-9 AM weekends) violates Renton RMC 8-7, with police resp...
Renton, WA
Aircraft noise from Renton Municipal Airport is regulated by the FAA under federal preemption; Renton runs an FAA Part 150 program and voluntary pilot noise ...
Renton, WA
Persistent dog barking disturbing neighbors is prohibited in Renton under RMC 6-6, with Regional Animal Services of King County issuing citations for habitua...
Renton, WA
Commercial construction in Renton is allowed weekdays 7 AM to 8 PM and Saturdays 9 AM to 8 PM, with no work permitted on Sundays or holidays under RMC 4-4-03...
Renton, WA
Under RCW 46.55 and Renton Municipal Code Title 10, vehicles parked more than 72 hours, unlicensed, or inoperable can be marked and impounded. Abandoned vehi...
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