Prince George's County, MD Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Minimum Coverage
- $1,000,000 liability
- Proof
- Copy of valid policy
- Platform Insurance
- Allowed if DPIE-approved
- Maintained
- Throughout license term
Summary
Prince George's County short-term rental hosts must obtain liability insurance of at least $1,000,000 and provide a copy of a current, valid policy. A hosting platform's liability coverage may satisfy this if it is at least $1,000,000 and approved by DPIE.
(1) Obtain liability insurance of at least $1,000,000. a. May utilize a platform's liability insurance if the liability insurance is at least $1,000,000 and is approved by the Department. (2) Provide a copy of current and valid liability insurance of at least $1,000,000;
Official source re-checked September 8, 2026: the cited page had not changed since it was quoted.
Full Breakdown
Under CB-11-2018 (Subtitle 5, Division 8), a short-term rental license applicant shall obtain liability insurance of at least $1,000,000 and provide a copy of current and valid liability insurance of at least $1,000,000. The host may utilize a platform's liability insurance if that coverage is at least $1,000,000 and is approved by the Department. This coverage must be continuously maintained throughout the license term. The county's official short-term rental FAQ confirms that applicants attest to having $1 million in liability insurance and provide a copy of the policy. Related safety attestations (smoke and carbon-monoxide detectors and fire extinguishers) accompany the insurance requirement in the application.
Violations & Fines
Failing to obtain or maintain at least $1,000,000 in liability coverage, or misrepresenting insurance status, is grounds for immediate denial or revocation of the short-term rental license, since all requirements must be continuously maintained throughout the license term.
Frequently Asked Questions
How much insurance do I need for a Prince George's County short-term rental?
Does my Airbnb or Vrbo coverage count?
Sources & Official References
Other rules in Prince George's County
Compare Prince George's County to another location·View the Maryland short-term rentals overview
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