Fayetteville requires every short-term rental owner to provide proof of a current homeowners insurance rider that fully covers the unit when used as an STR, as a condition of the business license under Sec. 118.01(E)(3).
Under Sec. 118.01(E)(3)(c), no dwelling may operate as a short-term rental unless the owner provides proof of a valid, current homeowners insurance rider policy that fully covers the unit when operated as a short-term rental. Standard homeowner policies exclude commercial rental activity, so hosts need an STR-specific rider or endorsement naming the rental address. The city's official STR page confirms the policy must list the property address and state that it covers the property when used as a short-term rental. Proof is submitted with the business license application.
Without the required insurance rider, the business license will not issue or renew, and operating anyway is an unlicensed STR subject to citation under Chapter 118.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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Fayetteville has no ordinance restricting holiday decorations on private property, so no permit, no seasonal window, and no size cap apply. Displays only hav...
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Fayetteville's sign code has no garage-sale exemption and bans off-site signs, so directional yard-sale signs on corners, other lots, utility poles, or the r...
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Fayetteville regulates political signs content-neutrally as non-commercial signs. A resident may post one on private property year-round, plus additional tem...
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Fayetteville does not inspect or license ordinary long-term rentals. But an owner of more than two residential rentals must register a local designated repre...
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Fayetteville has no just-cause eviction law; Arkansas landlord-tenant rules apply and are the nation's most landlord-friendly. Arkansas is the only state wit...
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Fayetteville has no rent control and cannot enact it. Arkansas Code Sec. 14-54-1409 bars any city from limiting rent. Landlords set market rents and may rais...
Side-by-side rule comparisons with other cities in Washington County.
See how Fayetteville's insurance requirements rules stack up against other locations.
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