Gresham, OR Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Governing law
- GRC § 9.56.035(1)(d)
- Requirement
- Proof of insurance at application
- Amount/type
- Set by city attorney
- Code text
- No fixed dollar minimum stated
- Applies to
- Initial and renewal applications
Summary
Gresham requires every short-term rental registrant to submit proof of liability insurance as part of the registration application, with the coverage type and amount set by the city attorney rather than a fixed statutory minimum.
Application for an initial or renewal registration shall be filed with the manager on a form provided by the city and shall contain at least the following information:
(a) the location of the STR;
(b) the names of all owners with current contact information;
(c) the name, telephone number, email address and home address of a primary and backup contact person who shall be authorized to address complaints concerning
the use of a STR, one of which must reside within the Portland metropolitan area;
(d) proof of liability insurance coverage of a type and amount as required by the city attorney;
(e) a certification from the registrant that the registrant will enforce maximum occupant loads and parking requirements applicable to the STR; and
(f) a certification from the registrant that the information contained in the application is true and correct, and that the STR is and will remain in compliance with all applicable standards, codes and conditions for the registration term.
(2) An initial or renewal registration application fee shall be due upon submission in the amount established by council resolution.
(3) The manager shall have the authority to establish administrative rules and regulations consistent with the provisions of this article for the purpose of interpreting, clarifying, carrying out, furthering, and enforcing its provisions. A copy of such administrative rules and regulations shall be on file with city recorder and posted on the city website.
Official source re-checked September 7, 2026: the cited page had not changed since it was quoted.
Full Breakdown
GRC § 9.56.035(1)(d) lists proof of liability insurance coverage among the required items on a Gresham short-term rental registration application, alongside the STR's location, owner and contact information, and occupancy certifications. The code does not set a specific coverage amount or type in the ordinance text: it directs the manager to require whatever type and amount the city attorney determines, so registrants should confirm current requirements with the city rather than assume a fixed dollar minimum applies uniformly.
Violations & Fines
Failing to provide proof of liability insurance makes the registration application incomplete, which can result in denial of the certificate of registration and blocks the owner from lawfully operating the STR.
Frequently Asked Questions
How much liability insurance does a Gresham STR need?
When is proof of insurance due?
Sources & Official References
Other rules in Gresham
Compare Gresham to another location·View the Oregon short-term rentals overview
See something wrong?
Help us keep this page accurate. If you notice an error or outdated information, let us know.