Portland STR permit applicants must certify liability insurance of at least 500,000 dollars; platform host protection programs like AirCover can meet the requirement.
PCC 33.207 requires Accessory Short-Term Rental operators to maintain at least 500,000 dollars per occurrence liability insurance covering guest injuries and property damage. Platform-provided programs such as Airbnb AirCover or Vrbo Liability Insurance generally satisfy the threshold when active. Operators accepting direct bookings must carry a commercial homeowner endorsement or specialty STR policy; standard HO-3 homeowner policies typically exclude business use. Proof of insurance is submitted with the initial permit application and on each annual renewal.
Specific penalty amounts for this ordinance are not published in a publicly accessible fine schedule. Contact Portland code enforcement directly for current fines, enforcement procedures, and hearing options.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Portland, OR
Amplified music in Portland must meet PCC 18.10 decibel limits and cannot be plainly audible at 100 feet from the source between 10 PM and 7 AM.
Portland, OR
Outdoor music at Portland venues and events typically requires a Noise Variance and must end by 10 PM in residential-adjacent areas without a specific approval.
Portland, OR
Industrial noise in Portland must meet PCC 18.10 receiving-zone limits; industrial sources adjacent to residential cannot exceed 55 dBA night or 60 dBA day a...
Portland, OR
Portland regulates leaf blowers under PCC Chapter 18.10 noise code; gas blowers are restricted by time of day and Multnomah County has phased rules tied to s...
Portland, OR
Portland sets exterior noise limits under PCC 18.10: 55 dBA day and 50 dBA night at residential receptors, with 5 to 10 dBA bonuses for commercial and indust...
Portland, OR
Portland requires EV-ready wiring in new residential buildings under the state reach code and supports curbside EV charging through PBOT's EV Ready permit pr...
Side-by-side rule comparisons with other cities in Multnomah County.
See how other cities in Multnomah County handle insurance requirements.
See how Portland's insurance requirements rules stack up against other locations.
Quick Compare
Help us keep this page accurate. If you notice an error or outdated information, let us know.