Showing ordinances that apply to Jessup CDP (part), Anne Arundel County, Maryland, MD
Jessup CDP (part), Anne Arundel County, Maryland is an unincorporated community (population 6,781) in Anne Arundel County, Maryland. Because Jessup CDP (part), Anne Arundel County, Maryland is not an incorporated city, it does not have its own municipal code. Instead, Anne Arundel County ordinances apply directly to properties here. The insurance requirements rules below are the ones that govern your area.
Anne Arundel County requires STR hosts to carry at least $500,000 in liability coverage and list the county as an additional insured or provide equivalent platform-provided coverage. Proof must accompany the license application and each renewal.
Under Article 11 (Bill 66-21) and Inspections & Permits administrative rules, each short-term rental license application must be accompanied by a certificate of insurance showing a minimum of $500,000 per-occurrence general liability coverage applicable to the rental activity. Hosts using Airbnb's AirCover or Vrbo's Liability Insurance (both currently $1 million) may satisfy the minimum if the platform's coverage covers the entire licensed period — combined platform + homeowner coverage is common because many Maryland homeowner policies (through Erie, Travelers, USAA, Nationwide) exclude commercial rental activity without a specific endorsement. Waterfront hosts on the Severn, Magothy, South, and West Rivers should disclose dock, pier, and watercraft use to their carrier; standard HO policies typically exclude guest watercraft operation. Short-term rental operations near Fort Meade often require stand-alone commercial liability because transient military tenancy triggers business-use exclusions. Proof of insurance is required at initial licensing and each two-year renewal.
Operating without required insurance: license denial or immediate suspension. Failure to maintain insurance during license term: $500 civil penalty and 30-day cure; non-cure results in revocation. Fraudulent certificate: referral for insurance fraud under MD Insurance §27-407.
See how Jessup CDP (part), Anne Arundel County, Maryland's insurance requirements rules stack up against other locations.
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