Every Kailua B&B or TVU operator must carry at least $1 million in commercial general liability insurance or equivalent homeowner's coverage with business liability, and must submit proof at registration.
ROH Sec. 21-5.730 mandates that STR registration documentation include proof of $1,000,000 commercial general liability insurance, or a homeowner's policy endorsed for business use with equivalent limits. Many standard homeowner's policies exclude short-term rental activity, so Kailua operators typically need a dedicated STR rider or commercial policy. The coverage must name the property and remain active during the registration year; lapses invalidate the registration. Platform-provided host protection programs do not by themselves satisfy the requirement.
Operating without required insurance voids registration and exposes the owner to uninsured liability plus daily DPP fines.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Kailua, HI
ROH §21-4.80 restricts outdoor amplified music and PA systems at Kailua commercial sites adjacent to residential districts, and §41-6.1 bars amplified sound ...
Kailua, HI
Retaining walls in Kailua follow ROH Sec. 21-4.40, which caps fill-retention walls within required yards at 6 feet. Terraced walls count toward combined heig...
Kailua, HI
Kailua households may keep no more than two chickens for noncommercial purposes, and roosters are prohibited outright. Enclosures must meet zoning setbacks a...
Kailua, HI
Kailua has no dedicated beekeeping ordinance. Beekeeping is treated as an agricultural accessory use permitted only in zoning districts that allow agricultur...
Kailua, HI
ROH 7-2.5 caps Kailua households at ten dogs or ten cats, and Hawaii state law criminalizes hoarding more than fifteen dogs and cats combined when neglect is...
Kailua, HI
Dogs in Kailua must be restrained by a leash no longer than eight feet on public streets, school grounds, and any public place, including popular beach-acces...
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