Kapolei STR owners must carry at least $1,000,000 in commercial general liability insurance or equivalent homeowner's endorsement under ROH Sec. 21-5.730 to maintain registration.
Bill 41 added proof of coverage to the registration checklist. Kapolei operators can satisfy the requirement with a commercial general liability certificate or a homeowner's policy explicitly endorsed with business liability. The policy must stay in force year-round and cover guest injuries, property damage, and claims tied to host-provided amenities. In condo or townhome settings, the building master policy does not satisfy the individual operator's obligation. Resort-adjacent inventory in Ko Olina may face higher coverage expectations from the HOA or resort manager, but the ROH floor is $1M. Carriers must be told the unit is used as an STR; undisclosed use can void coverage.
Lapsed or inadequate coverage can lead to DPP suspension or revocation of the STR registration.
Kapolei, HI
ROH Sec. 16-6.2 requires Kapolei residential swimming pools to be enclosed by a complete barrier with self-closing gates designed to prevent access by young ...
Kapolei, HI
ROH Sec. 21-4.40 limits fill-containing retaining walls in Kapolei to six feet within required yards and combines terraced wall heights for compliance measur...
Kapolei, HI
ROH Sec. 21-4.60 defines fences to include wrought iron, wire, wood, vinyl, and plastic, giving Kapolei residents a broad palette of compliant materials.
Kapolei, HI
ROH Sec. 21-4.30 controls what Kapolei neighbors can install in required yards along shared property lines, since Honolulu does not have a dedicated city spi...
Kapolei, HI
Public parks in Kapolei are closed during posted night hours under ROH Sec. 10-1.2, though beach parks allow direct traverse to the shoreline during closure.
Kapolei, HI
Kapolei follows HRS Sec. 577-16, which bars children under 16 from public places between 10 p.m. and 4 a.m. without a parent or guardian; Honolulu has no sep...
Side-by-side rule comparisons with other cities in Honolulu County.
See how other cities in Honolulu County handle insurance requirements.
See how Kapolei's insurance requirements rules stack up against other locations.
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