St. Tammany Parish, LA Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Minimum coverage
- $500,000 general liability
- Coverage type
- Must include short-term/temporary rental use
- Proof required
- Current insurance certificate
- Scope
- Per rental unit permitted
- Reviewing agency
- Dept. of planning and development
Summary
St. Tammany Parish will not approve a short-term rental permit unless the operator proves at least $500,000 in general liability coverage that specifically extends to short-term or temporary rentals, verified with a current insurance certificate.
Proof that the proposed operator has current, valid, general liability coverage, that includes coverage for short term or temporary rentals, of $500,000.00 or more, verified with a current insurance certificate, for the subject short term rental.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 12 Update 2).
Full Breakdown
00 or more, verified with a current insurance certificate for the specific rental being permitted. 00 application fee, and a site plan, and the department of planning and development reviews the whole package before approving or denying the permit under section 22-592. Because the requirement is tied to the specific rental property, an operator running more than one short-term rental on the same parcel needs a qualifying certificate, and a separate permit, for each unit. The certificate has to stay current for the life of the permit; if pertinent information in the application changes, section 22-591(d) requires the operator to notify the department and provide documentation confirming the change, and a lapse in the required coverage undermines the compliance affidavit the operator signed at application under section 22-591(b)(13) certifying ongoing compliance with all minimum standards throughout the permitting term.
Violations & Fines
Failing to maintain the $500,000 coverage is a failure to meet the application and permit-approval requirements of section 22-591, which is a basis for permit denial under section 22-592(a)(1) and for suspension or revocation under section 22-594(a)(1) once a permit has issued, following a Bureau of Administrative Adjudication hearing under section 2-562.
Frequently Asked Questions
How much liability insurance does St. Tammany Parish require for short-term rentals?
Does homeowner's insurance satisfy the STR insurance requirement?
Sources & Official References
Other rules in St. Tammany Parish
Compare St. Tammany Parish to another location·View the Louisiana short-term rentals overview
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