Indianapolis STR permit holders must maintain liability insurance of at least $1,000,000 or use a hosting platform that provides equivalent coverage, under Rev. Code Chapter 807 and Indiana HEA 1035.
Marion County requires all short-term rental operators to maintain liability insurance with minimum coverage of $1,000,000 under Rev. Code Ch. 807. Alternatively, hosts may use a hosting platform (like Airbnb's $1M Host Liability Insurance or AirCover) that provides equivalent coverage as a condition of each booking. Standard Indiana homeowner's policies typically exclude commercial short-term rental activity; hosts may need a rider or commercial STR policy. Proof of insurance must be submitted at initial STR permit application and renewal to DBNS. Indiana HEA 1035 (2018) established a statewide floor for STR regulation including insurance requirements.
Operating without required insurance: permit denied or revoked. Uninsured claims: host personally liable. False proof of insurance: permit revocation plus fraud liability.
Marion County, IN
Indianapolis/Marion County allows gas and electric leaf blowers. No model-specific ban. Operation subject to Code of Ordinances Chapter 391 noise limits and ...
Marion County, IN
Marion County requires vehicles parked in driveways not to block sidewalks. Parking on unpaved surfaces may be prohibited. Driveway modifications need permits.
Marion County, IN
Commercial vehicles over 10,000 lbs GVWR may not park in front yard areas between the facade of a residential dwelling and the right-of-way, unless for activ...
Marion County, IN
Vehicles with GVWR over 10,000 lbs (including large RVs) may not be parked in front yard setback areas between the house and the right-of-way in residential ...
Marion County, IN
Abandoned vehicles in Indianapolis governed by state law IC §9-22 and local Code Ch. 611. A vehicle left on public property without being moved for 3 days is...
Marion County, IN
Indianapolis generally allows overnight on-street parking except in designated zones or during declared snow emergencies. No citywide overnight ban exists. S...
See how Marion County's insurance requirements rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.