Massachusetts requires $1M liability insurance for all short-term rentals statewide under MGL c. 64G Β§68. Hosts in Norfolk County must carry this coverage regardless of town.
MGL c. 64G Β§68 (added by the 2018 STR Act) mandates that every STR operator in Massachusetts maintain liability insurance of not less than $1,000,000 covering each stay, unless the hosting platform provides equal-or-greater coverage. Airbnb Host Liability Insurance ($1M) and Vrbo Liability Insurance generally satisfy this for stays booked on those platforms; direct bookings or off-platform stays require a separate commercial STR policy. Standard homeowner policies (HO-3) exclude transient commercial lodging. Quincy's STR ordinance (Ch. 11.60) and Brookline Art. 5.10 both require proof of insurance at registration. Weymouth STR hosts must comply with state insurance mandate. Certificate of insurance must be on file with the town and the MA DOR STR Registry.
Operating without required insurance: state-level denial of DOR registry, local permit revocation. Civil liability uncovered for guest injury claims β can exceed property value.
Norfolk County, MA
Norfolk County does not regulate amplified music. Each municipality requires entertainment licenses or one-day amplified sound permits under MGL c. 140 Β§183A...
Norfolk County, MA
Norfolk County does not handle abandoned vehicles. MGL c. 90B Β§2 allows police to remove abandoned vehicles after 72 hours. Quincy, Brookline, and Weymouth t...
Norfolk County, MA
Norfolk County does not regulate chickens or livestock. Each town sets its own rules via zoning and board of health regulations. Suburban towns often restric...
Norfolk County, MA
Brookline enacted the first MA town-wide ban on new artificial turf on town property (2023 Town Meeting Art. 14). Other Norfolk County towns allow turf resid...
Norfolk County, MA
Norfolk County does not restrict rainwater harvesting. MA has no statewide restrictions on residential rain barrel or cistern use. Many Norfolk County towns ...
Norfolk County, MA
Norfolk County has no native plant rule. MA Pollinator Plan and Stretch Code encourage natives. Brookline and Quincy offer climate-resilient landscape guidan...
See how Norfolk County's insurance requirements rules stack up against other locations.
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