New Rochelle STR hosts must carry at least $500,000 in liability insurance covering short-term rental use, or verify equivalent platform coverage (e.g., AirCover).
Chapter 133 requires proof of insurance at registration. Standard homeowner policies typically exclude commercial STR use; hosts need a rider or a dedicated STR policy. Platform-provided coverage (Airbnb's $1M Host Liability Insurance) is generally accepted as meeting the minimum. This insurance requirements rule under New Rochelle's short term rentals ordinances applies to properties within New Rochelle city limits. For current statutory text, amendments, enforcement procedures, fines, appeal options, and any exemptions that may apply to your situation, contact New Rochelle code enforcement directly or consult the official New York municipal code library. Ordinances change periodically; always verify with local staff before relying on summary information.
Operating without required insurance: permit suspended until proof is filed. Civil fine up to $1,000. Hosts remain personally liable for guest injuries.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
New Rochelle, NY
Construction noise in New Rochelle is restricted to weekdays 7 a.m.–6 p.m. and Saturdays 9 a.m.–5 p.m. No construction on Sundays or legal holidays without a...
New Rochelle, NY
Overnight on-street parking in New Rochelle is regulated by alternate-side rules, downtown permit-parking districts, and winter snow-emergency declarations t...
New Rochelle, NY
Commercial vehicles and trucks over a set weight (commonly 10,000 lbs GVW) are generally prohibited from overnight parking on New Rochelle residential street...
New Rochelle, NY
Parking RVs, campers, boats, and trailers on New Rochelle residential streets is prohibited or tightly time-limited. On private property, oversized recreatio...
New Rochelle, NY
Most residential fences in New Rochelle require a building permit from the Bureau of Buildings. Applications need a site plan showing location, height, and m...
New Rochelle, NY
Retaining walls over 4 feet in height (measured bottom-of-footing to top) require a building permit and engineered plans in New Rochelle. Walls with surcharg...
Side-by-side rule comparisons with other cities in Westchester County.
See how other cities in Westchester County handle insurance requirements.
See how New Rochelle's insurance requirements rules stack up against other locations.
Quick Compare
Help us keep this page accurate. If you notice an error or outdated information, let us know.