Pearl City short-term rental operators must carry at least $1 million in commercial general liability insurance and show proof to DPP at registration.
ROH Sec. 21-5.730, as amended by Bill 41 (Ord. 22-7), requires $1,000,000 minimum commercial general liability insurance, or homeowner's coverage with business liability. Military homeowners renting in Pearl City should verify that their policy explicitly permits short-term rental activity, as many standard military family housing insurance products exclude this use. Coverage protects against guest injury claims, property damage, and neighbor nuisance suits. Failure to maintain continuous coverage can void the STR registration and expose the homeowner to significant personal liability.
Lapsed coverage, policy that excludes STR activity, or submitting false proof of insurance at registration.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Pearl City, HI
Pearl City residential pools must be enclosed under ROH Sec. 16-6.2, with companion standards at 16-7.9 covering public and condo pools at Pearl City Highlan...
Pearl City, HI
Pearl City retaining walls on the Pearl City Highlands and Manana hillsides fall under ROH 21-4.40, capping fill-bearing walls in required yards at 6 feet an...
Pearl City, HI
Pearl City fence materials follow the LUO fence definition in ROH 21-4.60, allowing wrought iron, wood, vinyl, plastic, and wire on post foundations in Waiau...
Pearl City, HI
Pearl City neighbor fence disputes apply ROH 21-4.30 yard setbacks with 21-4.60 height limits, since Hawaii has no dedicated spite fence statute for Waiau or...
Pearl City, HI
Pearl City residential districts severely limit home-business signage under ROH Chapter 21, Article 7. Only minimal nameplate signs identifying the resident ...
Pearl City, HI
Converting a garage into living space in Pearl City is treated as an ADU under the Land Use Ordinance, requires building permits, and usually requires replac...
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