Sec. 26-88-120 does not impose a specific liability-insurance minimum for vacation rentals. Permit Sonoma's application instead requires a signed Indemnification Agreement (Form PJR-011). Operators are responsible for their own coverage, and platforms or lenders may require liability insurance separately.
The Sonoma County zoning code does not set a mandatory liability-insurance coverage amount for vacation rentals. Sec. 26-88-120's permit requirements and performance standards address occupancy, parking, noise, property management, fire areas, and taxes, but do not list a minimum liability policy. Instead, Permit Sonoma's vacation rental application package requires the owner to sign an Indemnification Agreement (Form PJR-011) in addition to the Planning Application (PJR-001) and Vacation Rentals Application (PJR-096); the indemnification agreement shifts liability to the owner rather than mandating a stated coverage limit. As a practical matter, owners typically carry their own homeowner's or short-term-rental liability coverage, and hosting platforms or mortgage lenders may impose their own insurance conditions, but those are not requirements of the County ordinance. Because the code is silent on a specific dollar amount, this reference does not assert any particular minimum coverage figure. Owners should confirm current application forms and any administrative requirements directly with Permit Sonoma, since application documents are set by the department rather than fixed in the zoning code.
There is no zoning-code citation for failing to carry a minimum liability policy, because the ordinance does not set one. Failing to submit the required Indemnification Agreement as part of the application, however, would make the permit application incomplete.
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