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Bay County, FL Short-Term Rentals: Occupancy Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Occupancy formula
1 person per 150 sq ft gross floor area
State basis
Fla. Admin. Code 69A-43.018
Posting location
Main entrance door or refrigerator
Lower limit allowed
Yes, set at certificate application
Governing section
§ 14-141(g)(1)c

Summary

Bay County caps short-term vacation rental occupancy at one person per 150 square feet of gross floor area, based on the state fire marshal's formula. The limit must be posted inside the unit and can be set even lower during the certificate process.

These county ordinances apply to unincorporated areas of Bay County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

The maximum occupancy of the unit defined as one person per 150 square feet of gross floor area as follows or lower agreed upon maximum occupancy established during the certificate process..."Maximum Occupancy is (X) by order of the State Fire Marshal. In accordance with Florida Administrative Code 69A-43.018 the maximum occupancy load permitted for one- and two-family dwellings licensed as public lodging establishments shall be computed at 150 square feet gross floor area per person."

Full Breakdown

Bay County Code of Ordinances § 14-141(g)(1)c requires every certified short-term vacation rental to post, on the back of or next to the main entrance door or on the refrigerator, the maximum occupancy of the unit defined as one person per 150 square feet of gross floor area, or a lower maximum occupancy agreed upon during the certificate application process. 018 at 150 square feet of gross floor area per person for one- and two-family dwellings licensed as public lodging establishments. 00, trash pickup instructions, sea turtle and Leave No Trace notices in the Beaches Special Treatment Zone, the nearest hospital, beach-flag safety information, and a copy of the building evacuation map.

Owners must also post a certificate number on any online listing and on an exterior sign no larger than 18 by 12 inches naming the responsible party and 24/7 contact number.

Violations & Fines

Failure to comply with any requirement of § 14-141, including the occupancy posting, is handled through the progressive enforcement program in § 14-141(h), which focuses first on compliance and correcting problems with adjoining properties before penalties and legal action escalate.

Frequently Asked Questions

How many people can stay in a Bay County short-term rental?
One person per 150 square feet of gross floor area under § 14-141(g)(1)c, following the state fire marshal's formula in Florida Administrative Code 69A-43.018, unless the county agreed to a lower maximum occupancy when the certificate was issued.
Where must the occupancy limit be posted?
On the back of or next to the main entrance door, or on the refrigerator, per § 14-141(g)(1). The posting must also name the maximum occupancy figure and cite that it is set by order of the state fire marshal.
What happens if a Bay County STR exceeds its posted occupancy?
It is a violation of § 14-141 enforced through the county's progressive enforcement program under subsection (h), which starts with compliance-focused correction before escalating to penalties and legal action for repeated or uncorrected violations.

Sources & Official References

Other rules in Bay County

All Bay County rules

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