Clay County, MO Soliciting & Door-to-Door: Solicitor Permits (2026)

720. 700 defines a "home solicitation sale" as a consumer credit sale of goods or services where the seller personally solicits the sale at the buyer's residence and the buyer signs the purchase agreement there; it excludes preexisting revolving-charge accounts and sales negotiated earlier at a fixed business location. 1 gives the buyer until midnight of the third business day after signing to cancel, counting only weekdays that aren't legal holidays. Cancellation under subsection 2 takes effect the moment the buyer mails or otherwise delivers written notice to the seller's address on the agreement, and no particular wording is required as long as it shows an intent not to be bound.

Subsection 3 removes the cancellation right only if the buyer asked for emergency, without-delay service, the seller had already substantially begun performing, and, for goods, the item can't be returned in substantially as-received condition. 710 backs this up by requiring the seller to hand the buyer a signed agreement dated the day of the actual sale and printed with a boldface "NOTICE OF CANCELLATION" statement and detachable form, a requirement dating to a 1986 amendment effective May 1, 1986.