Arkansas HOA Fines & Penalties

Arkansas's Horizontal Property Act (Ark. Code §§ 18-13-101 to 18-13-120) and its Nonprofit Corporation Act of 1993 (§ 4-33-101 et seq.) contain no provision empowering or limiting fines. Whether an Arkansas HOA may fine at all — and any required notice, hearing, amount, or appeal — turns entirely on the recorded CC&Rs and bylaws, enforced as a contract. Courts uphold a fine only if the governing documents clearly authorize it and the association follows its own procedures; ambiguities in restrictive covenants are construed in favor of free use of land. Section 18-13-108 requires condominium bylaws to state the 'manner of collecting from the co-owners' for common expenses, but does not address punitive fines.

No specific statutory penalty. An owner's exposure is limited to whatever the declaration/bylaws authorize; a fine imposed without clear authority in the governing documents, or without following the documents' own procedures, is unenforceable in court.