Indiana CC&R Enforcement: Declaration Controls; Members Get Document & Record Access

The Indiana Homeowners Associations Act does not create architectural-control authority or a covenant-enforcement procedure; those powers come from the recorded declaration (CC&Rs), bylaws, and board rules, and recorded covenants are enforceable as restrictive covenants under Indiana property law. The Act's main role here is transparency: under Ind. Code § 32-25.5-3-3, an association's records - including financial records ("all contracts, invoices, bills, receipts, and bank records") and the governing documents - "must be available for inspection by each member" on a written request that identifies them "with reasonable particularity," and access "shall not be unreasonably denied." Amending recorded covenants requires the threshold in the declaration; for a solar request, Ind. Code § 32-25.5-3.5 caps that consent at the lesser of the declaration's amendment threshold or 65% of owners. The Act prescribes no statutory violation-notice form or cure period.

Covenant violations are enforced through the declaration's remedies - architectural-review denial, written notice, fines where authorized, and injunctive relief or damages in court. The Act adds no separate enforcement penalty, but it does bar an association from unreasonably denying a member's record-inspection request.