Kentucky HOA Restrictions Law: Statewide Solar Energy Rules (2026)

Kentucky HOA Solar Restrictions Largely Unrestricted by State

Few RestrictionsApplies statewide across Kentucky (2026)

Unlike many states, Kentucky has no statute prohibiting homeowners associations from restricting or banning rooftop solar panels. HOA covenants generally remain enforceable, applying universally across the state with limited statutory protections for solar access.

Key Facts

State Solar Access Law: None
HOA Statute: KRS 381.9101 et seq
Net Metering: KRS 278.465-468
Preemption: Not applicable
PSC Authority: Utility interconnection only

Full Breakdown

Kentucky has not enacted a solar access law preempting HOA restrictions on rooftop photovoltaic systems. Unlike states such as Florida, Texas, and California, Kentucky homeowners associations may include and enforce covenants, conditions, and restrictions that prohibit or significantly limit solar panel installation. Property owners must review their declarations before installing solar. The Public Service Commission regulates utility net metering under KRS 278.465 through 278.468, but those rules govern utility interconnection rather than private covenant enforcement. Local zoning ordinances may impose separate height and setback rules on solar arrays.

Violations & Penalties

Installing solar panels in violation of HOA covenants can result in fines, forced removal at the homeowner's expense, and liens on the property under KRS 381.9197.

Frequently Asked Questions

Can my Kentucky HOA ban solar panels?

Yes. Kentucky has no solar access law preempting HOA covenants, so associations may prohibit or restrict rooftop solar panels through recorded declarations.

Does Kentucky require utilities to allow net metering?

Yes. KRS 278.465 through 278.468 require investor-owned utilities to offer net metering to qualifying customer-generators, though terms have changed under recent PSC orders.

Can a city override HOA solar bans?

No. HOA covenants are private contracts and Kentucky cities cannot invalidate them. State legislative action would be required to create solar access protections.