Maryland HOA Fine Authority & Hearing Rights

Real Prop. § 11B-111.10 governs sanctions for rule violations. Before fining, the HOA must serve written notice describing the violation, the corrective action, and "a period of time, not less than 15 days, during which the violation may be abated without further sanction." If unresolved, within 12 months the HOA must offer a hearing, allowing at least 10 days to request it; the hearing cannot be set fewer than 10 days after the request, and the owner may present evidence and cross-examine witnesses. The minutes record the result and any sanction, and a decision "shall be appealable to the courts of Maryland." Maryland sets no dollar cap. Critically, fines cannot support a foreclosure (Real Prop. § 14-204).

Fines are unenforceable unless the § 11B-111.10 notice-cure-hearing steps are followed. There is no statutory dollar cap, but unpaid fines may not be the basis for a lien foreclosure under the Contract Lien Act.