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Massachusetts Statewide Rule

Massachusetts Late Fee Restrictions (M.G.L. c. 186 § 15B(1)(c))

Heavy RestrictionsApplies statewide across Massachusetts (2026)

Key Facts

Earliest a late fee is allowed
30 days after rent was due
Maximum amount?
No statutory dollar/percent cap
Applies to interest and penalties?
Yes: both barred until 30 days overdue
Statute
M.G.L. c. 186 § 15B(1)(c)
Last verified: September 5, 2026

Summary

Massachusetts strictly limits late fees. Under M.G.L. c. 186 § 15B(1)(c), no lease or rental agreement may impose any interest or penalty for late rent until the rent is at least 30 days overdue. A late fee charged before that 30-day mark is unlawful.

(c) No lease or other rental agreement shall impose any interest or penalty for failure to pay rent until thirty days after such rent shall have been due.

Full Breakdown

M.G.L. c. 186 § 15B(1)(c) provides that "No lease or other rental agreement shall impose any interest or penalty for failure to pay rent until thirty days after such rent shall have been due." This means a Massachusetts landlord cannot charge a late fee, penalty, or interest the moment rent is a few days late: the rent must be at least 30 days overdue before any such charge can be imposed. The statute does not set a maximum dollar amount or percentage for the late fee itself; its core restriction is the 30-day waiting period. A lease clause purporting to charge a late fee sooner is contrary to the statute and unenforceable.

Violations & Penalties

No fixed statutory fine; a late fee or interest charged before rent is 30 days overdue violates § 15B(1)(c) and is unenforceable, and the tenant may contest or recover an improperly collected charge.

Frequently Asked Questions

When can a Massachusetts landlord charge a late fee?
Only once rent is at least 30 days overdue. M.G.L. c. 186 § 15B(1)(c) bars any interest or penalty for late rent until 30 days after the rent was due, so early late fees are not allowed.
Is there a cap on late-fee amounts in Massachusetts?
The statute sets no specific dollar amount or percentage cap. Its main restriction is timing: no late fee, penalty, or interest may be imposed until the rent has been overdue for at least 30 days.

Sources

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