Massachusetts Statewide Rule
Massachusetts Late Fee Restrictions (M.G.L. c. 186 § 15B(1)(c))
Key Facts
- Earliest a late fee is allowed
- 30 days after rent was due
- Maximum amount?
- No statutory dollar/percent cap
- Applies to interest and penalties?
- Yes: both barred until 30 days overdue
- Statute
- M.G.L. c. 186 § 15B(1)(c)
Summary
Massachusetts strictly limits late fees. Under M.G.L. c. 186 § 15B(1)(c), no lease or rental agreement may impose any interest or penalty for late rent until the rent is at least 30 days overdue. A late fee charged before that 30-day mark is unlawful.
(c) No lease or other rental agreement shall impose any interest or penalty for failure to pay rent until thirty days after such rent shall have been due.
Full Breakdown
M.G.L. c. 186 § 15B(1)(c) provides that "No lease or other rental agreement shall impose any interest or penalty for failure to pay rent until thirty days after such rent shall have been due." This means a Massachusetts landlord cannot charge a late fee, penalty, or interest the moment rent is a few days late: the rent must be at least 30 days overdue before any such charge can be imposed. The statute does not set a maximum dollar amount or percentage for the late fee itself; its core restriction is the 30-day waiting period. A lease clause purporting to charge a late fee sooner is contrary to the statute and unenforceable.
Violations & Penalties
No fixed statutory fine; a late fee or interest charged before rent is 30 days overdue violates § 15B(1)(c) and is unenforceable, and the tenant may contest or recover an improperly collected charge.
Frequently Asked Questions
When can a Massachusetts landlord charge a late fee?
Is there a cap on late-fee amounts in Massachusetts?
Sources
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