Tennessee HOA & Condo Fines: No Statutory Cap (T.C.A. § 66-27-403)

For condominiums, § 66-27-403 provides that "the board of directors may act in all instances on behalf of the association," except it may not amend the declaration, terminate the condominium, or set its own membership or terms. The board's authority to fine for violations of the declaration, bylaws, and rules flows from those documents and the powers of a unit owners' association; fines and charges that go unpaid become part of the assessment lien under § 66-27-415. No Tennessee statute caps the fine amount or fixes a notice period; due-process timing comes from the governing documents. For ordinary subdivision HOAs, there is no fining statute at all: any fine, its size, and any hearing right exist only because the recorded declaration creates them.

No specific statutory penalty and no statewide cap. A condominium fine becomes part of the assessment lien collectible under § 66-27-415, while a subdivision HOA fine is enforceable only to the extent the recorded declaration authorizes it. Reasonableness and any required notice or hearing are governed by the community's documents.