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St. Louis County, MN Accessory Structures: ADU Rental Restrictions (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Standalone ADU rental
Prohibited
Only exception
Whole-property short-term rental permit
Applies to
All three ADU size tiers (6.11.B-D)
Commercial use of ADU
Also prohibited
Enforcement
Misdemeanor under § 8.2.B

Summary

St. Louis County's zoning code bars renting an accessory dwelling on its own: Section 6.11 says the unit cannot be used for commercial or rental purposes separate from the main property, unless the owner holds a short-term rental permit covering the whole property.

These county ordinances apply to unincorporated areas of St. Louis County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

5. An accessory dwelling shall not be used for commercial or rental purposes, unless a permit for short term rental is permitted as part of the overall property for rent. Accessory dwellings shall not be used for rental as separate from the overall property.

Full Breakdown

4). ' Read together, this means an owner cannot lease out the accessory dwelling as its own unit, whether on a nightly platform or a standard lease, while keeping the principal house for personal use; the only path to renting the accessory dwelling is if the entire property, principal dwelling included, is operating under a short-term rental permit that covers the whole parcel as one rented package. A homeowner who instead wants to rent just the small building on the back of the lot as an independent unit falls outside every tier's permitted use and needs either a different zoning classification for the parcel or must abandon the arrangement. D.

Violations & Fines

Renting an accessory dwelling separately from the principal property, without a whole-property short-term rental permit, is a violation of Section 6.11.B.5, C.5 or D.4. Under Section 8.2, the Director investigates complaints and orders the rental use stopped within a set compliance period; continued unpermitted rental use is a misdemeanor under Section 8.2.B with fines paid to the county's general fund.

Frequently Asked Questions

Can I rent out my accessory dwelling on Airbnb separately from my house?
No. Section 6.11.B.5, C.5 and D.4 each state the accessory dwelling shall not be used for rental as separate from the overall property. The only way to rent it is under a short-term rental permit that covers the whole property, not the accessory unit alone.
Does the rental restriction change depending on ADU size?
No. The identical restriction appears in Section 6.11.B.5 for shoreland lots of an acre or more, 6.11.C.5 for smaller shoreland lots, and 6.11.D.4 for nonshoreland lots, so a 700-square-foot unit and a 1,200-square-foot unit are held to the same rental rule.
Can I run a business out of my accessory dwelling instead of renting it?
No. The same clause in Section 6.11 bars commercial use of the accessory dwelling alongside rental use, stating it 'shall not be used for commercial or rental purposes' unless the overall property carries a short term rental permit.

Sources & Official References

Other rules in St. Louis County

All St. Louis County rules

Compare St. Louis County to another location·View the Minnesota accessory structures overview

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