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Short-Term Rentals

Bellevue's Short-Term Rentals: The Rules That Matter

By CityRuleLookup Editorial Team

If you live in Bellevue or are thinking about moving there, short-term rentals are one of those things you probably won't think about until they affect you directly. Bellevue has 2 specific rules on the books covering different aspects of short-term rentals, and some of them might surprise you.

Insurance Requirements

Bellevue requires STR operators to carry at least $1,000,000 in liability insurance under LUC 20.20.800. Platform-provided host protection like Airbnb AirCover may satisfy the requirement.

Key details: Minimum Coverage: $1,000,000. Coverage Type: Liability per occurrence. Platform Coverage: Counts if limits match. Proof: May be required. Code: LUC 20.20.800.

Operating without required insurance: registration denial or revocation and fines up to $1,000 per day under BCC 1.18.

This is one of the stricter rules in Bellevue's municipal code. If you are unsure whether your situation complies, it is worth checking with the city before proceeding.

Short-Term Rental Permits

Bellevue requires STR operators to file a Registration Notice with Development Services and obtain a business license under LUC 20.20.800. Entire single-family homes cannot be rented short-term.

Key details: Code: LUC 20.20.800. Registration: Required annually. Business License: Required. SF Whole-Home STR: Not allowed. Multi-Family Cap: 5 units or 20%.

Operating without registration or license: civil infractions with fines from $250 to $1,000 per day; repeated violations may lead to stop-operation orders and nuisance abatement.

This is one of the stricter rules in Bellevue's municipal code. If you are unsure whether your situation complies, it is worth checking with the city before proceeding.

The Bottom Line

Bellevue is tougher than many cities when it comes to short-term rentals. Out of the 2 rules covered here, 2 are rated strict. If you are a homeowner, renter, or business owner in Bellevue, take the time to understand these requirements before they become a problem. Most violations come with fines, and some repeat violations can escalate.

Keep in mind that Bellevue can amend these rules at any council meeting. For the most current version of any rule mentioned here, check the specific ordinance page, where we track updates as they happen.