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Ames, IA Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

RL building coverage, single-family
35% maximum (Table 29.701(3))
RL building coverage, two-family
40% maximum (Table 29.701(3))
RL max site coverage
60% including all paving and sidewalks
RL minimum landscaped area
40% of lot
Governing section
Sec. 29.401(2), Zone Development Standards Table
First violation penalty
$500 municipal infraction (Sec. 29.1603(7))

Summary

In the City of Ames, Iowa, Sec. 29.401(2) of the Zoning Ordinance caps how much of a lot principal and accessory buildings, plus outdoor storage, may cover, with exact percentages set zone by zone in each Zone Development Standards Table. In the Residential Low Density (RL) zone, Table 29.701(3) limits building coverage to 35% for single-family homes and 40% for two-family dwellings, and caps total site coverage, including all paving and sidewalks, at 60%.

(2) Maximum Building Coverage. Maximum Building coverage standards apply to Principal and Accessory Buildings and to areas used for outdoor storage. The Maximum Building Coverage permitted for Principal and Accessory buildings is listed in the Zone Development Standards Table applicable to each Base Zone. In some zones, Minimum Building Coverage standards may also apply. In the case of Overlay Zones, Building Coverage standards may be set forth in a Supplemental Development Standards Table. ... Table 29.701(3) Residential Low Density (RL) Zone Development Standards DEVELOPMENT STANDARDS SINGLE FAMILY TWO FAMILY DWELLING ... Maximum Building Coverage 35% 40% Maximum Site Coverage (includes all buildings, 60% 60% paving and sidewalks on lot) Minimum Landscaped Area 40% 40%

Full Breakdown

Ames Municipal Code Sec. 29.401(2), Maximum Building Coverage, applies coverage standards to Principal and Accessory Buildings and to areas used for outdoor storage, with the applicable percentage set out in the Zone Development Standards Table for each Base Zone; some zones add a Minimum Building Coverage floor, and Overlay Zones can carry their own limits in a Supplemental Development Standards Table. Table 29.701(3), the RL Residential Low Density Zone Development Standards table, sets Maximum Building Coverage at 35% of lot area for a single-family dwelling and 40% for a two-family dwelling.

The same table separately caps Maximum Site Coverage, defined to include all buildings, paving, and sidewalks on the lot, at 60% for both housing types, and requires a Minimum Landscaped Area of 40%. Because Site Coverage folds in driveways and walkways along with rooftops, it works as the City's impervious-surface ceiling for RL-zoned lots: a homeowner who has already used the 35% building allowance still has to keep paved area low enough that total coverage stays at or under 60%. Other Base Zones, Floating Zones and Overlay Districts carry their own Building and Site Coverage figures in their respective tables under Sec.

29.401(2), so the percentage differs by zone but the same lot-configuration section governs the standard citywide. Enforcement runs through the Zoning Enforcement Officer in the Planning and Housing Department, and development exceeding the coverage figures in its zone's table is a violation of Chapter 29.

Violations & Fines

Exceeding the Maximum Building Coverage or Maximum Site Coverage figure in a zone's Development Standards Table is a violation of Chapter 29, Zoning, under Sec. 29.1603(7): a municipal infraction carrying a $500 penalty for a first violation and $750 for each repeat violation. The City can also withhold or revoke permits and require site plan revisions until the lot is brought back within its coverage limit.

Frequently Asked Questions

What is the maximum lot coverage for a house in Ames?
In the Residential Low Density (RL) zone, Table 29.701(3) under Sec. 29.401(2) caps building coverage at 35% for a single-family home and 40% for a two-family dwelling; other zones set their own figure in their own Development Standards Table.
Does the Ames coverage limit include my driveway and patio?
Yes. Table 29.701(3)'s Maximum Site Coverage figure, 60% in the RL zone, is defined to include all buildings, paving and sidewalks on the lot, so driveways and patios count against the same 60% ceiling as the house itself.
What happens if my lot coverage exceeds the RL zone limit?
It's a Chapter 29 violation under Sec. 29.1603(7): a $500 municipal infraction penalty for a first offense and $750 for each repeat violation, and the Zoning Enforcement Officer can withhold other permits until the lot is brought back within the 35% building or 60% site coverage cap.
Is there a minimum landscaped area required in Ames' RL zone?
Yes. Table 29.701(3) requires at least 40% of an RL-zoned lot to remain landscaped area, working alongside the 35% building coverage and 60% site coverage caps set under Sec. 29.401(2).

Sources & Official References

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