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Anoka County, MN Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Coverage limit
25% of parcel or buildable area
Governing section
Anoka County Ord. 2022-1, § 8.4.2.A
Applies within
Shoreland: 1,000 ft lakes / 300 ft rivers
Effective date
June 28, 2022
Relief option
Variance, § 3.5, Minn. Stat. § 394.27
Penalty
Misdemeanor plus possible injunction

Summary

On unincorporated shoreland lots in Anoka County, Ordinance No. 2022-1 caps every building and impervious surface combined at 25 percent of the parcel or the buildable area, whichever limit is tighter, to keep stormwater runoff from overwhelming nearby public waters.

These county ordinances apply to unincorporated areas of Anoka County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

2.5.23. Impervious surface. A constructed hard surface that prevents or retards entry of water into the soil and causes water to run off the surface in greater quantities and at an increased rate of flow than prior to development, including rooftops; decks; sidewalks; patios; swimming pools; parking lots; concrete, asphalt, gravel driveways, or permeable pavers; and other similar surfaces.

8.4.2. Specific Standards:

A. The combined area of all buildings and impervious surfaces on a parcel of land may not exceed 25 percent of the total area of the parcel or 25% of the buildable area, whichever is more restrictive.

Full Breakdown

Anoka County Ordinance No. A, sets the county's actual lot-coverage limit for unincorporated shoreland property: the combined area of all buildings and impervious surfaces on a parcel may not exceed 25 percent of the total parcel area, or 25 percent of the buildable area, whichever produces the smaller allowance. 23 as any constructed hard surface that prevents or retards water from entering the soil, expressly including rooftops, decks, sidewalks, patios, swimming pools, parking lots, and gravel, concrete, asphalt or paver driveways. 40 as land within 1,000 feet of a lake, pond or flowage's ordinary high water level, or 300 feet of a river or stream.

2 requires any addition or expansion of an existing nonconforming structure's outside dimensions to be reviewed for compliance rather than automatically grandfathered in. 5, evaluated under Minn. 7's mitigation criteria, which weigh soil erosion, visibility from the water and adequacy of the sewage system before any relief is granted. 2.

Violations & Fines

Exceeding the 25 percent impervious-surface cap without an approved variance is a misdemeanor under Section 2.2.1, and this applies whether or not a building permit was ever pulled for the addition that pushed the lot over the limit. The County Attorney, working with the Public Health and Environmental Services Department, may also pursue injunctive relief in court to force removal or correction of the excess coverage.

Frequently Asked Questions

What counts toward the 25 percent lot-coverage cap?
Every building plus every impervious surface on the parcel: rooftops, decks, sidewalks, patios, swimming pools, parking areas, and driveways of concrete, asphalt, gravel or pavers, per the Section 2.5.23 definition. Grass, mulch and undisturbed vegetation don't count against the cap.
Does the 25 percent cap apply to my whole property?
Only if your lot is in shoreland, meaning within 1,000 feet of a lake, pond or flowage or 300 feet of a river or stream. Outside that band, and outside the unincorporated area entirely, this county cap does not apply; check your city's own code instead.
My house already covers more than 25 percent from before 2022. Am I in violation?
No. Section 3.8 lets a lawfully built lot that already exceeded the cap continue as a nonconforming use, but Section 3.8.2 requires any further addition or expansion of that structure's outside dimensions to be reviewed against the ordinance before it's approved.

Sources & Official References

Other rules in Anoka County

All Anoka County rules

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