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Stearns County, MN Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Max lot coverage (A-160)
25 percent
Side/rear building setback
50 feet
Max building height
35 feet (ag buildings exempt)
Governing section
Ordinance 439, Section 9.1.13
Last amended
January 1, 2025

Summary

In Stearns County's Agricultural District A-160, the county's baseline primary zoning district covering most unincorporated farmland, Ordinance 439 caps total lot coverage at 25 percent of the parcel. The limit applies to the principal dwelling, garages, barns and other structures combined.

These county ordinances apply to unincorporated areas of Stearns County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

9.1.13 Lot Coverage The maximum lot coverage shall be twenty-five (25) percent.

Full Breakdown

1, at twenty-five percent of the lot. 12 caps building height at 35 feet for anything other than agricultural buildings, which are exempt. Detached garages and accessory buildings get relief from the general setback, down to 10 feet from the side and rear lot lines. The lot coverage figure is a hard percentage, not a discretionary standard, so a landowner adding a shop or expanding a driveway and patio needs to total up existing building footprint before adding more. 13' or similar Lot Coverage subsection), so a parcel's actual district assignment on the county zoning map controls which percentage applies; the A-160 figure quoted here governs only land mapped into that district.

Stearns County Planning & Zoning administers these standards; the Environmental Services Department reviews building permits against them before issuance. This section was last amended January 1, 2025 per the ordinance's own section footer.

Violations & Fines

Exceeding the mapped district's lot coverage percentage, or building without first confirming coverage against Section 9.1.13 (or the parallel section for a different district), is a zoning ordinance violation enforced through Stearns County's building permit and zoning compliance process. A property found over the cap can be denied a certificate of occupancy or ordered to remove or modify the excess coverage; variances from the standard setback, height or coverage requirements require an application to the Board of Adjustment showing a practical difficulty, not simple preference.

Frequently Asked Questions

What is the maximum lot coverage in Stearns County's A-160 district?
Section 9.1.13 of Ordinance 439 caps total lot coverage in the Agricultural District A-160 at twenty-five percent of the lot. This counts the house, garage, barns and other structures together, not just the primary residence's footprint.
Does the 25 percent lot coverage cap apply everywhere in Stearns County?
No. It applies specifically to land zoned A-160, the county's baseline agricultural district under Section 8.1 of Ordinance 439. Other primary districts, including A-80, A-40 and the residential districts, each carry their own lot coverage subsection with a different percentage, so the parcel's mapped zoning district controls.
Are agricultural buildings counted toward the lot coverage limit?
The ordinance text at Section 9.1.13 states the maximum lot coverage shall be twenty-five percent without excluding agricultural structures, though agricultural buildings are separately exempted from the district's 35-foot height limit under Section 9.1.12.

Sources & Official References

Other rules in Stearns County

All Stearns County rules

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