Pawnbrokers in Boise need a state license under Idaho Code 28-45, a Boise business license, and must report all loans daily to Boise Police, hold collateral for 30 days, and cap interest under state limits.
Idaho Code 28-45 governs pawnbroker operations statewide, capping interest and service fees, requiring detailed loan tickets, and mandating identification of every customer. Boise pawnbrokers register annually with the Boise City Clerk under Title 5, submit daily transaction reports to Boise Police through LeadsOnline, and hold pledged property for at least 30 days before forfeiture or resale. Operators photograph items, record serial numbers, and verify customer ID. Boise Police use the database to recover stolen goods, and pawnbrokers cooperating with police hold orders may extend hold times beyond the statutory minimum.
Operating without a state license or skipping daily reports brings misdemeanor charges, license revocation, and possible felony charges if pawned property is later proven stolen.
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See how Boise's pawnbrokers rules stack up against other locations.
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