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Cherokee County, GA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Permit issuer
County development service center
Minimum age
21 years old
Permit term
Calendar year, renew by Feb. 15
Record hold before resale
40 days (30 + 10-day grace)
Minor sales ban
No pledges from anyone 17 or under
Geographic scope
Unincorporated county only

Summary

Cherokee County requires anyone operating as a pawnbroker in the unincorporated area to first file an application with the county development service center and hold a county permit under Code Ch. 38, Art. II. Permits run the calendar year, are non-transferable, and can be denied for felony convictions or false statements.

These county ordinances apply to unincorporated areas of Cherokee County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

All persons, before beginning the business of operating as a pawnbroker, as herein defined, shall first file an application with the county development service center for a permit to conduct such business, shall receive such permit, and shall comply with all requirements of this article.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 39 | Zoning: Supplement 35).

Full Breakdown

Sec. A. Title 44, Chapter 12, Article 3, Part 5, cited in Sec. 38-31(b). Sec. 38-35 requires applicants to be at least 21 and disclose the business location, officers, partners, or LLC members under oath, and applicants may appeal a denial in writing within 30 days. Sec. 38-36 requires an annual criminal background check through the state crime information center for the applicant and employees. Sec. citizen, and Sec. 38-38 bars anyone convicted of a felony, including burglary or theft by receiving stolen property, unless their civil rights have been restored.

Under Sec. 38-43, the board of commissioners sets the original and annual renewal fee, permits run for the calendar year beginning January 1 with no proration, and Sec. 38-48 requires renewal and fee payment by February 15 each year. Sec. 38-44 limits each permit to a single location, and Sec. 38-49 requires pawnbrokers to log a description, source, and date of every pledged or purchased item and make those books available for law enforcement inspection at all times. Sec. 38-53 bars pawnbrokers from taking goods from anyone 17 or younger, and Sec. 38-52 requires a 40-day hold (30-day maturity plus a 10-day grace period) before disposing of unredeemed pledged goods. Sec. § 44-12-132 still applies.

Violations & Fines

Sec. 38-56 makes any failure to comply with Article II a violation subject to citation returnable to the Magistrate Court of Cherokee County, with fines and/or imprisonment set under Sec. 1-12 of the code; Sec. 38-41 additionally allows the county to suspend or revoke a permit for noncompliance, and the sheriff's office enforces the article under Sec. 38-55.

Frequently Asked Questions

Do pawnbrokers need a permit in Cherokee County?
Yes. Sec. 38-32 requires anyone operating as a pawnbroker in unincorporated Cherokee County to first file an application with the county development service center and receive a permit, in addition to complying with state pawnbroker law under O.C.G.A. Title 44, Chapter 12.
Can a felony conviction disqualify a Cherokee County pawnbroker applicant?
Yes. Sec. 38-38 bars issuing a permit to anyone convicted of a felony, including burglary or theft by receiving stolen property, or any crime of moral turpitude, unless that person's civil rights have been restored and documentation is provided to the development service center.
How long must a Cherokee County pawnbroker hold unredeemed merchandise?
Sec. 38-52 requires a pawnbroker to hold an unredeemed pledged item for a 10-day grace period after the 30-day maturity date, 40 days total, before disposing of it or displaying it for sale; purchased pledges must be held 30 days before resale.

Sources & Official References

Other rules in Cherokee County

All Cherokee County rules

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