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Henrico County, VA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Countywide cap
10 licensed pawnshops
Spacing requirement
1 mile between shops
License fee
$200 initial and annual renewal
License issued by
Chief of police
Prerequisite
Circuit court order + bond
Unlicensed operation penalty
Class 1 misdemeanor, per day

Summary

Henrico caps pawnshops at ten countywide, spaced at least a mile apart, and requires a $200 license from the chief of police plus a circuit court order before anyone can operate. County Code §§ 15-144 through 15-147 set the license process, fees and penalties.

These county ordinances apply to unincorporated areas of Henrico County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

the term "pawnbroker" means any natural person who lends or advances money or other things for profit on the pledge and possession of personal property or other valuable things, other than securities or written or printed evidences of indebtedness or title, or who deals in the purchasing of personal property or other valuable things on condition of selling the property or other things back to the seller at a stipulated price. ... No natural person may engage in the business of a pawnbroker without first obtaining a license from the chief of police. ... Not more than ten places in the county may be licensed where the business of a pawnbroker may be conducted, none of which may be located closer than one mile to any other.

Full Breakdown

Section 15-144 defines a pawnbroker as anyone who lends money on the pledge of personal property, or buys property on condition of selling it back to the seller at a set price. 1-4001 authorizing the county to issue the license, post a bond, and submit fingerprints, photograph, employer information, a sworn statement on criminal history, the proposed business address, a statement on whether firearms will be handled, and planning-department certification that the location is a permitted use. The application fee is $200; the license runs 12 months and renews annually for another $200, and it is not transferable.

The license fixes the exact building where business may be conducted, and moving without circuit-court consent and police notification is a separate violation. Section 15-147 caps the county at no more than ten licensed pawnshop locations at any time, none of which may sit closer than one mile to another licensed shop.

Violations & Fines

Section 15-145 makes any violation of the pawnbroker article a Class 4 misdemeanor by default, with the court able to suspend or revoke the license for a second or later offense. Operating without the required license, or at an undesignated location, is instead a Class 1 misdemeanor under § 15-146(e), charged separately for each day of violation. Violations also count as prohibited practices under the Virginia Consumer Protection Act.

Frequently Asked Questions

How many pawnshops can operate in Henrico County?
No more than ten at a time under § 15-147, and no two licensed locations may sit within one mile of each other. The chief of police will not issue an eleventh license or one that violates the spacing rule, regardless of demand.
What does it cost to get a pawnbroker license in Henrico?
The application fee is $200 under § 15-146(b)(2), and the license must be renewed every 12 months for another $200. Before applying, the operator also needs a circuit court order under Va. Code § 54.1-4001 and a bond meeting § 15-151's requirements.
What happens if someone pawns items without a license?
Operating as a pawnbroker without the chief of police's license is a Class 1 misdemeanor under § 15-146(e), with each day of unlicensed operation charged as a separate offense. Other article violations default to a Class 4 misdemeanor under § 15-145, with license suspension possible on repeat offenses.

Sources & Official References

Other rules in Henrico County

All Henrico County rules

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