Fargo pawnbrokers must hold a city license under Chapter 10, report transactions to the Fargo Police Department, and hold pledged property for the state-mandated redemption period.
Pawnshops operating in Fargo need an annual city pawnbroker license and must comply with NDCC 51-07 governing pawnbroker conduct. Operators must record every transaction with seller ID, item description, and serial numbers, then upload data to the police department through an approved electronic reporting system such as LeadsOnline. Pledged items must be held for at least 60 days before resale to allow redemption and theft recovery. Maximum interest and fee structures follow state law, and stolen-property holds are mandatory upon FPD notice.
Failing to report transactions, releasing items before the holding period, or buying from anyone under 18 can lead to license suspension, fines, and criminal charges for receiving stolen property.
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