Skip to main content
CityRuleLookup

Benton County, WA Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Governing chapter
BCC Chapter 4.16, Ord. 48 (1957)
Recordkeeping
Legible English transaction book, open to Sheriff inspection
Daily report deadline
Before noon to the Benton County Sheriff
Hold period
48 hours before pledged property may leave premises
Penalty
Misdemeanor under BCC 4.16.050
Scope
Applies only in unincorporated Benton County

Summary

Benton County Code Chapter 4.16 requires every pawnbroker operating in unincorporated Benton County to keep a legible English-language transaction book recording each loan, sale, or pledge, report those transactions to the Sheriff before noon daily, and hold pledged property at least 48 hours before release. Violating the recordkeeping or reporting duties is a misdemeanor enforced by the Benton County Sheriff's Office.

City-specific rules exist: Kennewick has its own pawnbrokers rules that differ from Benton County's county-level regulations. If you live in Kennewick, check the city-specific page instead.

"Pawnbroker" shall mean every person engaged, in whole or in part, in the business of loaning money on the security of pledges, deposits, or conditional sales of personal property. ... It shall be the duty of every pawn broker, second-hand dealer, and auto-wrecking yard doing business in the County of Benton to maintain in his place of business a book in which shall be legibly written in the English language, at the time of each loan, purchase or sale, a record thereof containing: ... The price paid or the amount loaned. ... Such record of all goods received shall at all times be open to the inspection of the law enforcement officers of the County of Benton.

Full Breakdown

010(a). 020, every pawnbroker doing business in unincorporated Benton County must keep a book, written legibly in English, recording each loan or purchase: the transaction date, the name of the person conducting it, the seller's name and address or a physical description if unknown, the property owner's name and address, a description of the property including maker and serial numbers for watches and inscriptions for jewelry, the price paid or amount loaned, the witnesses, and the pawn ticket number. That book stays open to inspection by Benton County law enforcement at all times.

030 requires the pawnbroker to deliver a full transcript of the previous day's transactions to the Benton County Sheriff before noon; Saturday's business may be reported the following Monday, and any property believed lost or stolen must be reported immediately. 040 bars removing pledged property from the place of business, except on redemption by the owner, until 48 hours after the transaction was reported to the Sheriff, unless the seller is personally known to and trusted by the pawnbroker. 060 limits the chapter to businesses principally engaged in this trade, exempting automobile dealers and retailers who merely take used goods as trade-in credit. 60 RCW.

Violations & Fines

Under BCC 4.16.050, a pawnbroker or employee who fails to record a required entry, makes a false entry, destroys or falsifies the book, refuses a Sheriff's inspection, misreports to the Sheriff, fails to deliver the daily transcript by noon, fails to report suspected stolen property, releases pledged goods before the 48-hour hold expires, or accepts property from a minor, intoxicated person, or known thief is guilty of a misdemeanor, prosecuted separately from any Chapter 19.60 RCW state licensing penalty.

Frequently Asked Questions

Does Benton County require pawnbrokers to hold a county license?
Chapter 4.16 of the Benton County Code does not create a separate county pawnbroker license; instead it imposes recordkeeping and reporting duties directly on anyone loaning money on pledged personal property in unincorporated Benton County. Pawnbrokers must still meet Washington's statewide licensing and bonding requirements under Chapter 19.60 RCW, which the county ordinance expressly does not replace or excuse.
How long must a Benton County pawnbroker hold pledged property before selling it?
BCC 4.16.040 requires the pawnbroker to keep pledged property at the place of business, unredeemed, for 48 hours after the transaction has been reported to the Sheriff. The only exception is property bought from a seller the pawnbroker personally knows and believes to be reliable and trustworthy.
What happens if a pawnbroker fails to report daily transactions to the Sheriff?
BCC 4.16.050 makes it a misdemeanor to fail to furnish the Sheriff a true transcript of the prior day's transactions before noon, or to falsify, omit, or refuse to produce the required record book. Saturday transactions may be reported the following Monday, but every other business day's report is due by noon.

Sources & Official References

Other rules in Benton County

All Benton County rules

Compare Benton County to another location·View the Washington business licensing & operations overview

Get notified when Pawnbrokers in Benton County, WA changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.

Pawnbrokers in Cities Across Benton County