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Fort Lauderdale, FL Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Precious metal/jewelry hold
10 working days
Other pledged goods hold
20 working days
Firearms
exempt, governed by state law
Police hold order
up to 60 days
Annual inspection fee
$250 per year
Transaction fee
$1.50 per transaction (secondhand)

Summary

Fort Lauderdale treats pawnbrokers as a category of secondhand dealer and makes them hold pawned gold, silver, platinum, jewelry, gems and other precious stones for 10 working days, and every other pawned item for 20 working days, before sale or disposal, unless the original pledgor redeems it first. Pawnbrokers also pay a $250 annual police inspection fee.

Sec. 15-204(a): Gold, silver, platinum, or other precious metal and jewelry, diamonds, gems and other precious stones shall be held by the secondhand dealer for a period of ten (10) working days prior to sale, exchange, or other disposition thereof. All other property covered by this article, except for firearms and ammunition acquired in the course of a secondhand dealer's business shall be held for a period of twenty (20) working days prior to disposition thereof; provided, however, that the provisions of this subsection shall not be applicable when the person known by the secondhand dealer to be the person who submitted any article desires to redeem, repurchase, or recover such article at any time within the required hold period. ... Sec. 15-207(1): Each pawnbroker and secondhand dealer, except antique dealers ... conducting business within the City of Fort Lauderdale shall pay a yearly fee of two hundred fifty dollars ($250.00) for police inspections of pawnshops/secondhand dealers and other related functions by the police department.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 67 Update 1 | Unified Land Development Code: Supplement 58 Update 2).

Full Breakdown

Sec. 15-201 defines 'secondhand dealers' to expressly include pawnbrokers and anyone who makes loans of money on the deposit or pledge of secondhand goods. Sec. 15-204(a) sets the holding periods: gold, silver, platinum or other precious metal, jewelry, diamonds, gems and other precious stones must be held ten working days before sale, exchange or other disposition; all other covered property, apart from firearms and ammunition, must be held twenty working days. 001(9)(c). Sec. 15-204(b) lets a police officer who has probable cause to believe a pawned item is tied to a criminal investigation ask a court to bar its release for up to sixty days, after which the pawnbroker must log how the item was ultimately disposed of.

Sec. 50-per-transaction fee charged to non-antique secondhand dealers. Sec. 15-205 lets any city officer, once authorized by the chief of police, inspect a pawnbroker's records and held property once a day during normal business hours to check for stolen goods.

Violations & Fines

Selling or otherwise disposing of a pledged item before its ten- or twenty-working-day hold period expires violates Sec. 15-204(a), unless the original pledgor is redeeming it. Refusing a police inspection under Sec. 15-205, or failing to keep required transaction records, violates Sec. 15-206(2). If a court finds probable cause that a pawned item is stolen, the pawnbroker cannot release it for up to 60 days while the criminal investigation proceeds.

Frequently Asked Questions

How long must a pawnbroker hold jewelry before selling it?
Ten working days. Sec. 15-204(a) requires gold, silver, platinum, jewelry, diamonds, gems and other precious stones to sit on hand for ten working days before the pawnbroker can sell, exchange or otherwise dispose of them, unless the person who originally pawned the item comes back to redeem it before that window closes.
What about a pawned television or power tool?
Twenty working days. Sec. 15-204(a) sets a longer twenty-working-day hold for pawned property outside the precious metals and jewelry category, covering items like electronics, tools and instruments, again subject to the pledgor's right to redeem the item early. Firearms are carved out entirely and instead follow the redemption rule in F.S. § 539.001(9)(c).
Can police stop a pawnbroker from releasing an item they suspect is stolen?
Yes. Under Sec. 15-204(b), an officer with probable cause to believe a pawned item is under criminal investigation can get a court order blocking its release for up to sixty days. Once the property is eventually released, the pawnbroker must record how it was disposed of.

Sources & Official References

Other rules in Fort Lauderdale

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