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Irondequoit, NY Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Licensing authority
Chief of Police, applications filed with the Town Clerk
Initial fee
$250, then $150 annually; $10 for a lost license
Expiration
December 31 after issuance
Decision deadline
30 days after a fully completed application
Business hours
8:00 a.m. to 11:00 p.m. only
Penalty
Misdemeanor: fine up to $200, $1,000, then $3,000

Summary

In the Town of Irondequoit, New York, every pawnbroker, secondhand dealer and jewelry and coin exchange dealer must hold a license from the Chief of Police. The first license costs $250, renewal is $150 a year, and licenses expire each December 31. The Chief must issue or deny a complete application within 30 days.

A. Every pawnbroker, secondhand dealer and jewelry and coin exchange dealer operating within the Town of Irondequoit is required to be licensed according to this chapter. The Chief of Police shall be the licensing authority authorized to issue licenses for pawnbrokers, secondhand dealers and jewelry and coin exchange dealers. B. Licenses shall expire annually on December 31 after date of issuance. C. The initial fee for the first issuance of a license to every pawnbroker, secondhand dealer or jewelry and coin exchange dealer shall be $250. The annual fee thereafter shall be $150. There shall be a fee of $10 for replacement of a lost license. ... G. All applications for dealer's licenses shall be issued or denied within 30 days after a fully completed application has been received by the Chief of Police.

Full Breakdown

Chapter 165 of the Code of the Town of Irondequoit, adopted 10-16-2014 by L.L. No. 2-2014, creates a Town-specific licensing and reporting program for personal property acquired by pawnbrokers, secondhand dealers and jewelry and coin exchange dealers. Section 165-4(A) requires every such dealer operating within the Town to be licensed, and names the Chief of Police as the licensing authority. Licenses expire annually on December 31 after the date of issuance. The initial fee is $250, the annual fee thereafter is $150, and a lost license is replaced for $10.

The application is made by the owner, or the operator if different, on forms provided by and filed with the Town Clerk. It must list the owner or operator, the business at the premises, the names and dates of birth of all employees, and every e-commerce website, Internet storefront, third-party sales outlet and classified advertisement the business uses. The application is signed and sworn before a notary public. The Chief of Police can inspect the premises during normal business hours before issuance and any area afterward, and a change in application facts must be reported in writing within 10 days.

Section 165-4(G) fixes the clock: a fully completed application is issued or denied within 30 days. Section 165-4(H) lets the Chief deny a license to anyone convicted of a crime related to the business, and no one convicted of a felony other than Vehicle and Traffic Law felonies is eligible. Licenses cannot be transferred, and a change of owner, operator or location needs a new license.

Operating rules in § 165-3 bar purchases from anyone the dealer knows or has reason to believe is under 18, require a 14 calendar day hold after electronic reporting (30 calendar days on police request), and limit business hours to between 8:00 a.m. and 11:00 p.m. Transactions are reported within 48 hours under § 165-7.

Exemptions in § 165-4(L) include 501(c)(3) and 501(c)(4) dealers, garage and yard sales limited to three per premises per calendar year, secondhand motor vehicle dealers and certain antique dealers. Chapter 165 supersedes Chapter 384 of the Monroe County Code.

Violations & Fines

Under § 165-9, a violation is a misdemeanor punishable by a fine not to exceed $200 for the first offense, $1,000 for the second offense and $3,000 for each subsequent offense, and each violation is a separate offense. A police officer can issue an appearance ticket, and the Town can seek an injunction. No license issues for one year to an applicant found guilty of operating without a required license. The Chief can deny or revoke for a false application statement, refused inspection, more than five violations in one inspection or two convictions in a calendar year. A denied or revoked dealer can request reconsideration within 10 calendar days.

Frequently Asked Questions

Who issues pawnbroker licenses in the Town of Irondequoit?
The Chief of Police is the licensing authority under § 165-4(A). The owner, or the operator if different, files the application on forms provided by the Town Clerk. The application is sworn before a notary public and must list employees, their dates of birth and all online sales outlets.
How much does the license cost and when does it expire?
The initial fee for the first issuance is $250, the annual fee thereafter is $150, and replacing a lost license costs $10. Under § 165-4(B), licenses expire annually on December 31 after the date of issuance, so a license issued mid-year still ends at the next December 31.
How long does the Chief of Police have to decide an application?
Section 165-4(G) requires an application to be issued or denied within 30 days after a fully completed application is received. The applicant must be notified in writing of any delay caused by an incomplete application, investigative delays or other reasonable cause.
Who is exempt from the Irondequoit dealer license?
Section 165-4(L) exempts 501(c)(3) and 501(c)(4) dealers, secondhand motor vehicle dealers, court-ordered sales, and garage or yard sales limited to three per premises per calendar year of no more than three consecutive days each. It also exempts certain antique dealers and stores whose revenue is wholly consignment or wearable items.

Sources & Official References

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