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Island County, WA Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
pawnbroker's and secondhand dealer's license
Issued by
Island County Auditor
Reviewed by
Island County Sheriff
Resale hold
4 days after reporting purchase
Revocable by
Board of County Commissioners
Register required
every loan and purchase logged

Summary

Anyone loaning money on pledged property or buying and selling used goods for a living in unincorporated Island County must hold the county's pawnbroker's and secondhand dealer's license under Chapter 5.20, and a pawnbroker specifically must hold purchased items at least four days before reselling them.

These county ordinances apply to unincorporated areas of Island County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Pawnbroker means every person engaged, in whole or in part, in the business of loaning money on the security of pledges of personal property, or deposits or conditional sales of personal property, or the purchase or sale of personal property. ... A.Pawnbrokers. ... No pawnbroker shall sell any personal property prior to four (4) days after reporting the purchase of said property to the Island County Sheriff as required in [section] 5.20.080 of this chapter, unless previously inspected by the Island County Sheriff and released in writing.

Full Breakdown

010 defines a pawnbroker as anyone engaged, in whole or part, in loaning money on the security of pledges of personal property, or in the deposit, conditional sale, purchase, or sale of personal property. Every pawnbroker doing business in the unincorporated area of Island County needs a county pawnbroker's and secondhand dealer's license from the Island County Auditor, with the application routed through the Sheriff's Office for review before it can issue. The Board of County Commissioners can revoke a license for cause after giving the licensee notice and a hearing.

Licensees must keep a permanent register of every loan or purchase recording the customer's signature, date, a description of the property down to serial numbers and, for firearms, caliber and barrel length, the price paid, and the type of government ID checked, and must report those transactions to the Island County Sheriff. 100 sets pawnbrokers apart from ordinary secondhand dealers: a pawnbroker cannot resell anything bought or pledged for four days after reporting it to the Sheriff, unless the Sheriff has already inspected the item and released it in writing sooner, giving law enforcement a window to check whether the property is stolen before it moves back into commerce.

Violations & Fines

Failing to get the required license, letting a pawnbroker's license lapse, or reselling pledged property before the four-day hold in section 5.20.100 expires exposes a pawnbroker to prosecution under chapter 5.20 and to license revocation by the Board of County Commissioners. Falsifying or destroying the required transaction register under section 5.20.070 is a separate violation, and knowingly taking pledges from a minor, an intoxicated person, or someone with a recent theft-related conviction is a prohibited transaction under section 5.20.110.

Frequently Asked Questions

What counts as a pawnbroker under Island County's code?
Section 5.20.010 defines a pawnbroker as anyone engaged, in whole or part, in loaning money on pledges of personal property, or in the deposit, conditional sale, purchase, or sale of personal property, whether or not it's their only line of business.
How long must a pawnbroker hold an item before reselling it?
Under section 5.20.100, a pawnbroker cannot sell anything bought or pledged until four days after reporting the purchase to the Island County Sheriff, unless the Sheriff has already inspected and released the item in writing sooner.
Who approves a pawnbroker license application in Island County?
The Island County Auditor issues the pawnbroker's and secondhand dealer's license, but the application goes through the Sheriff's Office for review first, and the Board of County Commissioners can revoke an issued license for cause after notice and a hearing.

Sources & Official References

Other rules in Island County

All Island County rules

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