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San Diego County, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Issuing Officer
San Diego County Sheriff (§ 21.703)
Fixed place of business
Required inside the unincorporated area (§ 21.704)
Holding period
7 days before resale, subject to inspection (§ 21.706)
License term
1 year; renew 40-60 days before expiration (§ 21.109)
Appeal deadline
21 days to request a hearing (§ 21.110)
Max penalty
$1,000 fine or 6 months jail (§ 11.116)
Report retention
Daily acquisition reports kept 3 years (§ 21.705)

Summary

Anyone who conducts business as a pawnbroker or secondhand dealer in unincorporated San Diego County must first obtain a license from the Sheriff, the Issuing Officer under County Code § 21.703. Licensees also need a fixed place of business inside the unincorporated area under § 21.704, and must hold every item acquired for seven days so deputies can inspect it under § 21.706.

City-specific rules exist: Chula Vista, El Cajon, Vista, San Diego, Oceanside, San Marcos, Carlsbad, and Escondido have their own pawnbrokers rules that differ from San Diego County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

SEC. 21.703. LICENSE REQUIRED. No person shall conduct business as a pawnbroker or secondhand dealer in the unincorporated area of the County without obtaining a license from the Issuing Officer. The Sheriff shall be the Issuing Officer for any license required by this chapter. A pawnbroker's license and a secondhand dealer's license are subject to sections 21.101-21.117 of this code and this chapter. SEC. 21.704. FIXED PLACE OF BUSINESS REQUIRED. No person shall be licensed as a pawnbroker or second-hand dealer by the Issuing Officer unless the person has a fixed place of business in the unincorporated area of the County.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-141: Administrative: Current through Ord. No. 11007 (N.S.), effective 7-10-26 | Regulatory: Current through Ord. No. 11008 (N.S.), effective 7-24-26).

Full Breakdown

County Code Chapter 7 (Title 2, Division 1) governs pawnbrokers and secondhand dealers, but only in the unincorporated area; the county's 18 incorporated cities, including the City of San Diego, license these businesses under their own codes. , enacted to curtail trafficking in stolen property. 5. 704). 108). 109). 705). 706).

Violations & Fines

Operating as a pawnbroker or secondhand dealer in unincorporated San Diego County without a Sheriff-issued license violates § 21.703, a misdemeanor under § 11.116 punishable by up to a $1,000 fine, six months in jail, or both. The Sheriff may also deny, suspend or revoke a license for a disqualifying felony, an illegal act while in business, or refusing a compliance inspection under § 21.117. Licensees get 21 days to request a hearing (§§ 21.110, 21.112) and 15 days to appeal an adverse decision to the Appellate Hearing Board (§ 21.116).

Frequently Asked Questions

Do I need a county license to open a pawnshop in unincorporated San Diego County?
Yes. County Code § 21.703 makes it unlawful to conduct business as a pawnbroker or secondhand dealer in the unincorporated area without a license from the Sheriff, who serves as the Issuing Officer. You must also maintain a fixed place of business inside the unincorporated area under § 21.704 before the Sheriff can license you.
How long must a pawnbroker hold items before reselling them?
Section 21.706 requires a pawnbroker or secondhand dealer to hold every item of tangible personal property for seven days from the date it reports the acquisition to the Sheriff. Any peace officer or Sheriff's license specialist can inspect the property during that week, and if it isn't on the premises, the dealer must produce it within one business day of a request.
What happens if the Sheriff denies or revokes my pawnbroker license?
You get written notice of the reasons and 21 days to request a hearing before the Issuing Officer under §§ 21.110 and 21.112. If that hearing officer upholds the denial or revocation, you can appeal to the county's Appellate Hearing Board within 15 days under § 21.116.
Can inspectors enter my pawnshop without notice?
Yes. Section 21.117 makes accepting reasonable compliance inspections a condition of holding the license: Sheriff, Building, Fire or Health officials may inspect during normal operating hours to confirm compliance, and refusing an inspection is itself grounds for suspension or revocation of the license.

Sources & Official References

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