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Anne Arundel County, MD Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License issuer
Anne Arundel County Department
First license fee
$250
Each additional employee
$50
License expires
April 30 annually
Insurance required
$300,000 liability, $100,000 property

Summary

Anne Arundel County requires a Department-issued license to operate as a pawnbroker, with a $250 fee for the first licensee and $50 for each additional worker at the same shop.

City-specific rules exist: Annapolis has its own pawnbrokers rules that differ from Anne Arundel County's county-level regulations. If you live in Annapolis, check the city-specific page instead.

License required. A person may not do business as a pawnbroker without a license issued by the Department.

(c)   Standards. No person required to obtain a pawnbroker's license may have:

(1)   ever been convicted, held liable, or found to have committed acts involving moral turpitude, including any violation of federal, state, or local law or regulation;

(2)   ever had a judgment entered in an action for fraud, deceit, or misrepresentation by any court of competent jurisdiction;

(3)   associations with individuals known to have engaged in organized crime or racketeering;

(4)   a financial relationship with any person known to have engaged in organized crime or racketeering;

(5)   had direct managerial or supervisory control over an enterprise in which there was a pattern of cheating, fraud, or employee dishonesty; or

(6)   engaged in any other conduct that the Director determines to be a threat to the integrity of pawnbrokering.

(d)   Fee. The fee for a pawnbroker's license for the first individual licensed to work at a pawnshop is $250. The fee for each additional individual licensed at the same pawnshop is $50.

(e)   Insurance. A person who acts as a pawnbroker may not undertake to do any work within the County unless the person carries general liability insurance in the amount of $300,000 and property damage insurance in the amount of $100,000.

(f)   Contents of license. A license shall designate the address where the

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-93: County Code is current through May, 2026).

Full Breakdown

Anyone doing business as a pawnbroker in Anne Arundel County must hold a license from the county Department, which expires every April 30. Applicants are disqualified for a record of moral turpitude, a fraud or misrepresentation judgment, or ties to organized crime or racketeering, and must carry $300,000 general liability and $100,000 property damage insurance. The first license issued for a pawnshop costs $250, with each additional employee licensed at the same shop costing $50 more. Pawnbrokers must also submit daily transaction records to the Police Department describing every item pawned. Any violation of these rules is grounds for license revocation.

Violations & Fines

Operating as a pawnbroker without this license, or violating any licensing provision, is a Class D civil offense: $125 for a first violation, $500 for a second, $1,000 for a third or later, plus license revocation.

Frequently Asked Questions

Do I need a license to run a pawnshop in Glen Burnie or Severna Park?
Yes. Both are unincorporated parts of the county, so the county's pawnbroker license under § 11-12-101 applies directly: there is no separate municipal code to check.
How much does an Anne Arundel County pawnbroker license cost?
$250 for the first individual licensed at a pawnshop, plus $50 for each additional employee licensed at the same location, per § 11-12-101(d).
What disqualifies someone from getting a pawnbroker license?
A record of moral turpitude, a fraud or misrepresentation judgment, or ties to organized crime or racketeering disqualify an applicant under § 11-12-101(c).

Sources & Official References

Other rules in Anne Arundel County

All Anne Arundel County rules

Compare Anne Arundel County to another location·View the Maryland business licensing & operations overview

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