Pawnbrokers in Reno must hold a city business license, register transactions with police via an electronic reporting system, hold pledged property for a mandatory redemption period, and verify customer identification.
Reno Municipal Code regulates pawnbrokers under the secondhand dealer scheme and requires a specialized city business license plus state registration. Operators must report each pledge to Reno Police through the LeadsOnline electronic system within 24 hours, including a description, serial number, and customer ID. Pledged items must be held for a minimum redemption period (typically 60 days for pawns) before resale. Maximum interest rates and fees are governed by Nevada law. Storefronts must comply with zoning that excludes residential districts.
Operating without a license, failing to report transactions, or selling pledged items before the redemption period are misdemeanors and license revocation grounds.
See how Reno's pawnbrokers rules stack up against other locations.
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